---
title: "Home合眾銀行 (HBCP.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/HBCP.US/norm.md"
symbol: "HBCP.US"
name: "Home合眾銀行"
parent: "https://longbridge.com/zh-HK/quote/HBCP.US.md"
datetime: "2026-06-10T16:51:15.914Z"
locales:
  - [en](https://longbridge.com/en/quote/HBCP.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/HBCP.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/HBCP.US/norm.md)
---

# Home合眾銀行 (HBCP.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.45 | 1.46 | 1.59 | 1.45 | 1.37 |
| ROE | 10.33% | 10.64% | 11.88% | 11.17% | 10.98% |
| 營業收入 | 37.30M | 37.67M | 38.07M | 37.55M | 35.36M |
| 凈利潤 | 11.36M | 11.41M | 12.36M | 11.33M | 10.96M |
| 凈息差 | 4.16% | - | 4.10% | 4.04% | 3.91% |
| 利息與非息 | 34.48M | 34.05M | 34.11M | 33.35M | 31.75M |
| 貸款損失準備 | 38.22M | 38.05M | 37.84M | 37.07M | 35.76M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 3.55B | 3.49B | 3.49B | 3.49B | 3.49B |
| 權益乘數 | 8.00 | 8.03 | 8.26 | 8.54 | 8.65 |
| 每股凈資產 | 56.73 | 55.56 | 54.05 | 52.36 | 50.82 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 3.03B | 2.97B | 2.98B | 2.91B | 2.83B |
| 不良與核銷 | 35.81M | 34.18M | 29.52M | 23.35M | 19.05M |
| 資本充足率 | - | - | - | - | - |
| 撥備覆蓋率 | 94.05% | 96.97% | 111.19% | 143.17% | 174.72% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 16.82M | 11.69M | 21.49M | 8.75M | 12.58M |
| 投資現金流 | 16.57M | -48.75M | 74.74M | -4.04M | -24.82M |
| 融資現金流 | 48.49M | -10.66M | -19.50M | -2.77M | 24.36M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 1.81

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.31美元 | 2026-05-04 | 2026-05-04 | 2026-05-15 |
| 1股派息 
0.31美元 | 2026-02-09 | 2026-02-09 | 2026-02-20 |
| 1股派息 
0.31美元 | 2025-11-03 | 2025-11-03 | 2025-11-14 |