---
title: "獨立銀行 (IBCP.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/IBCP.US/norm.md"
symbol: "IBCP.US"
name: "獨立銀行"
parent: "https://longbridge.com/zh-HK/quote/IBCP.US.md"
datetime: "2026-05-21T18:33:43.258Z"
locales:
  - [en](https://longbridge.com/en/quote/IBCP.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/IBCP.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/IBCP.US/norm.md)
---

# 獨立銀行 (IBCP.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.8100 | 0.8905 | 0.8400 | 0.8100 | 0.7400 |
| ROE | 13.32% | 14.95% | 14.58% | 14.42% | 13.53% |
| 營業收入 | 58.54M | 56.39M | 55.31M | 54.44M | 53.39M |
| 凈利潤 | 16.88M | 18.57M | 17.50M | 16.88M | 15.59M |
| 凈息差 | 3.65% | - | 3.54% | 3.58% | 3.49% |
| 利息與非息 | 46.85M | 46.35M | 45.36M | 44.62M | 43.69M |
| 貸款損失準備 | 58.90M | 58.31M | 57.30M | 55.94M | 54.11M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 5.56B | 5.51B | 5.49B | 5.42B | 5.33B |
| 權益乘數 | 10.89 | 10.95 | 11.19 | 11.55 | 11.40 |
| 每股凈資產 | 24.80 | 24.48 | 23.72 | 22.65 | 22.28 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 4.88B | 4.76B | 4.86B | 4.66B | 4.63B |
| 不良與核銷 | 27.57M | 23.13M | 20.36M | 8.20M | 7.09M |
| 資本充足率 | 11.70% | 11.49% | 11.54% | 11.36% | 11.45% |
| 撥備覆蓋率 | 231.09% | 274.33% | 306.85% | 745.45% | 847.23% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -9.16M | 7.79M | 18.20M | 18.97M | 19.25M |
| 投資現金流 | -16.70M | -45.56M | -9.63M | -70.64M | 15.78M |
| 融資現金流 | 62.38M | -32.53M | 53.96M | 69.68M | -26.77M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.17

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.28美元 | 2026-05-04 | 2026-05-04 | 2026-05-14 |
| 1股派息 
0.28美元 | 2026-02-03 | 2026-02-03 | 2026-02-13 |
| 1股派息 
0.26美元 | 2025-11-04 | 2025-11-04 | 2025-11-14 |