---
title: "INDUSTRIAL & COMMERCIAL BK OF CHINA UNSP ADR EACH REPR 20 ORD SHS (IDCBY.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/IDCBY.US/norm.md"
symbol: "IDCBY.US"
name: "INDUSTRIAL & COMMERCIAL BK OF CHINA UNSP ADR EACH REPR 20 ORD SHS"
parent: "https://longbridge.com/zh-HK/quote/IDCBY.US.md"
datetime: "2026-05-20T03:42:06.051Z"
locales:
  - [en](https://longbridge.com/en/quote/IDCBY.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/IDCBY.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/IDCBY.US/norm.md)
---

# INDUSTRIAL & COMMERCIAL BK OF CHINA UNSP ADR EACH REPR 20 ORD SHS (IDCBY.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.6944 | 0.7815 | 0.7585 | 0.6392 | 0.6333 |
| ROE | 8.34% | 8.49% | 10.14% | 8.52% | 8.70% |
| 營業收入 | 22.09B | 26.24B | 25.25B | 21.94B | 20.34B |
| 凈利潤 | 12.58B | 12.42B | 14.30B | 11.70B | 11.59B |
| 凈息差 | 1.29% | - | - | - | - |
| 利息與非息 | 24.38B | 23.11B | 22.45B | 21.86B | 21.58B |
| 貸款損失準備 | 32.11B | 27.22B | 28.36B | 28.50B | 28.18B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 8068.37B | 7644.05B | 7418.24B | 7294.75B | 7096.43B |
| 權益乘數 | 12.80 | 12.52 | 12.59 | 12.64 | 12.69 |
| 每股凈資產 | 32.01 | 30.96 | 30.14 | 29.34 | 28.68 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 6435.19B | 5981.46B | 5942.09B | 5771.23B | 5691.83B |
| 不良與核銷 | 59.87B | 57.03B | 56.86B | 55.79B | 54.43B |
| 資本充足率 | 13.26% | 13.57% | 13.57% | 13.89% | 13.89% |
| 撥備覆蓋率 | - | 213.46% | - | 217.62% | - |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 7.01B | 37.72B | 45.77B | -99.30B | -91.93B |
| 投資現金流 | -112.33B | -62.79B | -112.46B | -53.00B | -109.80B |
| 融資現金流 | 143.01B | -11.10B | 12.75B | 98.48B | 274.83B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 5.10

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.495473美元 | 2026-05-05 | 2026-05-05 | 2026-07-01 |
| 1股派息 
0.399487美元 | 2025-12-05 | 2025-12-05 | 2026-02-10 |
| 1股派息 
0.461402美元 | 2025-07-03 | 2025-07-03 | 2025-09-05 |