---
title: "美國獨立銀行 (INDB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/INDB.US/norm.md"
symbol: "INDB.US"
name: "美國獨立銀行"
parent: "https://longbridge.com/zh-HK/quote/INDB.US.md"
datetime: "2026-05-21T16:24:09.256Z"
locales:
  - [en](https://longbridge.com/en/quote/INDB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/INDB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/INDB.US/norm.md)
---

# 美國獨立銀行 (INDB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.63 | 1.52 | 0.6861 | 1.20 | 1.04 |
| ROE | 8.99% | 8.47% | 4.14% | 6.69% | 5.90% |
| 營業收入 | 247.22M | 249.18M | 205.22M | 174.60M | 163.04M |
| 凈利潤 | 79.92M | 75.33M | 34.26M | 51.10M | 44.42M |
| 凈息差 | 3.90% | - | 3.62% | 3.37% | 3.42% |
| 利息與非息 | 212.46M | 212.49M | 203.34M | 147.50M | 145.50M |
| 貸款損失準備 | 252.72M | 253.93M | 243.74M | 181.80M | 178.04M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 24.78B | 24.91B | 24.99B | 20.05B | 19.89B |
| 權益乘數 | 7.00 | 6.99 | 7.05 | 6.52 | 6.56 |
| 每股凈資產 | 72.92 | 72.41 | 71.24 | 72.13 | 71.19 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 20.10B | 20.13B | 20.30B | 15.89B | 15.68B |
| 不良與核銷 | 96.64M | 83.56M | 86.60M | 56.22M | 89.49M |
| 資本充足率 | 12.89% | 12.86% | 12.84% | 14.70% | 14.52% |
| 撥備覆蓋率 | 197.18% | 227.24% | 219.96% | 257.53% | 161.01% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 117.22M | 78.94M | 52.16M | 106.72M | 13.34M |
| 投資現金流 | 12.71M | -32.87M | 72.52M | -14.68M | -19.91M |
| 融資現金流 | -172.85M | -184.96M | -115.12M | 92.35M | 503.52M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.09

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.64美元 | 2026-03-30 | 2026-03-30 | 2026-04-09 |
| 1股派息 
0.59美元 | 2025-12-29 | 2025-12-29 | 2026-01-07 |
| 1股派息 
0.59美元 | 2025-09-29 | 2025-09-29 | 2025-10-07 |