---
title: "Live Oak Bancshares (LOB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/LOB.US/norm.md"
symbol: "LOB.US"
name: "Live Oak Bancshares"
parent: "https://longbridge.com/zh-HK/quote/LOB.US.md"
datetime: "2026-03-13T14:58:48.769Z"
locales:
  - [en](https://longbridge.com/en/quote/LOB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/LOB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/LOB.US/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/LOB.US/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/LOB.US/norm.md)


# Live Oak Bancshares (LOB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.9471 | 0.5500 | 0.5100 | 0.2100 | 0.2121 |
| ROE | 15.65% | 9.45% | 8.97% | 3.84% | 3.95% |
| Revenue | 139.88M | 123.52M | 120.22M | 97.15M | 82.19M |
| Net income | 44.12M | 25.56M | 23.43M | 9.72M | 9.90M |
| NIM | - | 3.33% | 3.28% | 3.20% | - |
| Structure | 123.12M | 115.48M | 109.22M | 100.53M | 97.47M |
| Provision | 161.73M | 145.76M | 143.48M | 126.11M | 115.77M |

## 資產負債表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 15.13B | 14.67B | 13.83B | 13.60B | 12.94B |
| Leverage | 12.07 | 12.20 | 12.96 | 13.18 | 12.90 |
| BVPS | 25.06 | 24.03 | 23.27 | 22.53 | 22.02 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 13.69B | 13.29B | 12.59B | 12.40B | 11.76B |
| NPL | 563.98M | 519.76M | 467.13M | 492.56M | 369.08M |
| Capital ratio | 10.53% | 10.51% | 10.67% | 10.67% | 11.04% |
| Coverage | 34.09% | 35.73% | 39.01% | 38.61% | 45.39% |

## 現金流量表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 79.69M | -234.59M | 208.17M | 104.98M | 49.67M |
| Investing CF | -497.46M | -322.40M | -485.06M | -599.26M | -465.21M |
| Financing CF | 390.23M | 786.69M | 195.38M | 629.75M | 357.75M |
| Free CF | - | - | - | - | - |

## 分紅方案

**股息率**: 0.37

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.03USD | 2026-03-05 | 2026-03-05 | 2026-03-15 |
| Cash Dividend: 
0.03USD | 2025-12-02 | 2025-12-02 | 2025-12-15 |
| Cash Dividend: 
0.03USD | 2025-09-02 | 2025-09-02 | 2025-09-15 |