---
title: "華僑銀行 (O39.SG) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/O39.SG/norm.md"
symbol: "O39.SG"
name: "華僑銀行"
parent: "https://longbridge.com/zh-HK/quote/O39.SG.md"
datetime: "2026-05-21T17:57:41.357Z"
locales:
  - [en](https://longbridge.com/en/quote/O39.SG/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/O39.SG/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/O39.SG/norm.md)
---

# 華僑銀行 (O39.SG) — 財務報表

## 損益表 (SGD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.4396 | 0.3685 | - | 0.4039 | - |
| ROE | 12.64% | 10.81% | 13.09% | 12.13% | 12.70% |
| 營業收入 | 3.61B | 3.42B | 3.66B | 3.43B | 3.44B |
| 凈利潤 | 1.97B | 1.66B | 1.98B | 1.82B | 1.88B |
| 凈息差 | 1.76% | - | 1.84% | - | 2.04% |
| 利息與非息 | 2.22B | 2.30B | 2.23B | 2.28B | 2.35B |
| 貸款損失準備 | 3.83B | 3.62B | 3.80B | 3.55B | 3.65B |

## 資產負債表 (SGD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | - | 675.69B | - | 644.79B | - |
| 權益乘數 | - | 10.63 | - | 10.48 | - |
| 每股凈資產 | 13.38 | 13.38 | 12.92 | 12.92 | 12.80 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | - | 443.57B | - | 419.85B | - |
| 不良與核銷 | - | 3.23B | - | 2.98B | - |
| 資本充足率 | - | 16.90% | - | 17.00% | - |
| 撥備覆蓋率 | - | 137.13% | - | 140.56% | - |

## 現金流量表 (SGD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | - | - | - | - | - |
| 投資現金流 | - | - | - | - | - |
| 融資現金流 | - | - | - | - | - |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 5.32

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.42新币 | 2026-04-24 | 2026-04-23 | 2026-05-08 |
| 1股派息 
0.41新币 | 2025-08-11 | 2025-08-08 | 2025-08-21 |
| 1股派息 
0.41新币 | 2025-04-28 | 2025-04-25 | 2025-05-09 |