---
title: "Pioneer Bancorp (PBFS.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/PBFS.US/norm.md"
symbol: "PBFS.US"
name: "Pioneer Bancorp"
parent: "https://longbridge.com/zh-HK/quote/PBFS.US.md"
datetime: "2026-05-21T22:50:36.276Z"
locales:
  - [en](https://longbridge.com/en/quote/PBFS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PBFS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PBFS.US/norm.md)
---

# Pioneer Bancorp (PBFS.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.2195 | 0.1553 | 0.1769 | 0.2600 | 0.2300 |
| ROE | 6.49% | 4.69% | 5.51% | 8.26% | 7.49% |
| 營業收入 | 23.83M | 24.49M | 23.23M | 22.86M | 22.01M |
| 凈利潤 | 5.29M | 3.74M | 4.33M | 6.45M | 5.76M |
| 凈息差 | 4.21% | - | 4.16% | 4.13% | 4.12% |
| 利息與非息 | 20.75M | 20.25M | 20.20M | 19.61M | 19.08M |
| 貸款損失準備 | 24.61M | 25.05M | 24.02M | 24.41M | 22.81M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 2.22B | 2.15B | 2.24B | 2.10B | 2.07B |
| 權益乘數 | 6.76 | 6.64 | 7.14 | 6.67 | 6.66 |
| 每股凈資產 | 13.45 | 13.27 | 12.87 | 12.64 | 12.35 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 1.85B | 1.74B | 1.90B | 1.74B | 1.72B |
| 不良與核銷 | 8.91M | 11.25M | 11.39M | 10.89M | 10.70M |
| 資本充足率 | 16.20% | 16.30% | 15.95% | 17.28% | 17.86% |
| 撥備覆蓋率 | 292.01% | 224.93% | 216.04% | 218.63% | 213.26% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -161000.00 | 5.67M | 3.90M | 5.06M | -3.53M |
| 投資現金流 | -37.93M | 585000.00 | -37.11M | -43.61M | -45.65M |
| 融資現金流 | 61.35M | -101.14M | 139.69M | 20.99M | 92.28M |
| 自由現金流 | - | - | - | - | - |