---
title: "Provident金融服務 (PFS.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/PFS.US/norm.md"
symbol: "PFS.US"
name: "Provident金融服務"
parent: "https://longbridge.com/zh-HK/quote/PFS.US.md"
datetime: "2026-05-21T22:49:41.722Z"
locales:
  - [en](https://longbridge.com/en/quote/PFS.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/PFS.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/PFS.US/norm.md)
---

# Provident金融服務 (PFS.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.6085 | 0.6392 | 0.5496 | 0.5500 | 0.4900 |
| ROE | 11.15% | 11.92% | 10.48% | 10.73% | 9.74% |
| 營業收入 | 227.31M | 226.94M | 214.71M | 217.06M | 208.12M |
| 凈利潤 | 79.42M | 83.43M | 71.72M | 71.98M | 64.03M |
| 凈息差 | 3.40% | - | 3.43% | 3.36% | 3.34% |
| 利息與非息 | 193.74M | 197.41M | 194.33M | 187.09M | 181.73M |
| 貸款損失準備 | 225.20M | 225.72M | 221.75M | 214.17M | 208.76M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 25.20B | 24.98B | 24.83B | 24.55B | 24.22B |
| 權益乘數 | 8.80 | 8.82 | 8.97 | 9.07 | 9.11 |
| 每股凈資產 | 21.97 | 21.68 | 21.18 | 20.73 | 20.35 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 19.10B | 19.28B | 19.10B | 18.71B | 18.45B |
| 不良與核銷 | 142.92M | 78.42M | 100.41M | 107.16M | 99.33M |
| 資本充足率 | 10.64% | 10.52% | 10.26% | 10.09% | 10.10% |
| 撥備覆蓋率 | 123.84% | 235.61% | 186.21% | 175.32% | 193.06% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 84.65M | 68.95M | 98.03M | 186.77M | 88.52M |
| 投資現金流 | -232.39M | -206.82M | -242.31M | -426.73M | -176.48M |
| 融資現金流 | 158.34M | 47.74M | 186.96M | 264.82M | 116.10M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 4.30

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.24美元 | 2026-05-15 | 2026-05-15 | 2026-05-29 |
| 1股派息 
0.24美元 | 2026-02-13 | 2026-02-13 | 2026-02-27 |
| 1股派息 
0.24美元 | 2025-11-14 | 2025-11-14 | 2025-11-18 |