--- title: "PNC金融服務 (PNC.US) — 財務報表" type: "Symbol" locale: "zh-HK" url: "https://longbridge.com/zh-HK/quote/PNC.US/norm.md" symbol: "PNC.US" name: "PNC金融服務" parent: "https://longbridge.com/zh-HK/quote/PNC.US.md" datetime: "2026-05-21T00:43:28.300Z" locales: - [en](https://longbridge.com/en/quote/PNC.US/norm.md) - [zh-CN](https://longbridge.com/zh-CN/quote/PNC.US/norm.md) - [zh-HK](https://longbridge.com/zh-HK/quote/PNC.US/norm.md) --- # PNC金融服務 (PNC.US) — 財務報表 ## 損益表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 每股收益 | 4.13 | 4.87 | 4.35 | 3.85 | 3.51 | | ROE | 11.90% | 14.23% | 13.12% | 11.96% | 11.27% | | 營業收入 | 5.96B | 5.93B | 5.75B | 5.41B | 5.23B | | 凈利潤 | 1.68B | 1.92B | 1.72B | 1.53B | 1.40B | | 凈息差 | 2.95% | - | 2.79% | 2.80% | 2.78% | | 利息與非息 | 3.96B | 3.73B | 3.65B | 3.56B | 3.48B | | 貸款損失準備 | 6.17B | 6.07B | 5.92B | 5.66B | 5.45B | ## 資產負債表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 資產與負債 | 603.03B | 573.57B | 568.77B | 559.11B | 554.72B | | 權益乘數 | 9.47 | 9.46 | 9.63 | 9.70 | 9.83 | | 每股凈資產 | 143.64 | 140.43 | 135.67 | 131.61 | 127.98 | | 資產周轉率 | - | - | - | - | - | | 存款與貸款 | 457.65B | 440.87B | 432.75B | 426.70B | 422.92B | | 不良與核銷 | 2.24B | 2.22B | 2.14B | 2.11B | 2.29B | | 資本充足率 | 10.10% | 10.60% | 10.70% | 10.50% | 10.60% | | 撥備覆蓋率 | 207.89% | 198.83% | 209.55% | 214.56% | 198.25% | ## 現金流量表 (USD) | 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | | --- | --- | --- | --- | --- | --- | | 經營現金流 | 1.93B | 757.00M | 2.66B | 1.48B | -509.00M | | 投資現金流 | -10.59B | -2.11B | -820.00M | -11.71B | -980.00M | | 融資現金流 | 644.00M | 2.19B | 6.64B | 2.22B | -6.36B | | 自由現金流 | - | - | - | - | - | ## 分紅方案 **股息率**: 3.14 ### 分紅歷史 | 描述 | 登記日 | 除息日 | 付息日 | |-------------|-------------|---------|--------------| | 1股派息 1.7美元 | 2026-04-14 | 2026-04-14 | 2026-05-05 | | 1股派息 1.7美元 | 2026-01-20 | 2026-01-20 | 2026-02-05 | | 1股派息 1.7美元 | 2025-10-14 | 2025-10-14 | 2025-11-05 |