---
title: "加拿大皇家銀行 (RY.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/RY.US/norm.md"
symbol: "RY.US"
name: "加拿大皇家銀行"
parent: "https://longbridge.com/zh-HK/quote/RY.US.md"
datetime: "2026-03-03T20:49:22.741Z"
locales:
  - [en](https://longbridge.com/en/quote/RY.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/RY.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/RY.US/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/RY.US/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/RY.US/norm.md)


# 加拿大皇家銀行 (RY.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 2.96 | 2.69 | 2.71 | 2.18 | 2.44 |
| ROE | 17.63% | 16.84% | 17.19% | 13.96% | 16.65% |
| 營業收入 | 12.39B | 11.58B | 11.64B | 10.30B | 10.83B |
| 凈利潤 | 4.14B | 3.78B | 3.82B | 3.09B | 3.46B |
| 凈息差 | 1.55% | - | 1.61% | 1.64% | 1.60% |
| 利息與非息 | 6.30B | 6.18B | 6.04B | 5.82B | 5.49B |
| 貸款損失準備 | 13.19B | 12.30B | 12.27B | 11.33B | 11.56B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 1720.29B | 1662.11B | 1610.04B | 1620.35B | 1512.53B |
| 權益乘數 | 16.75 | 16.71 | 16.43 | 16.92 | 16.44 |
| 每股凈資產 | 67.65 | 65.06 | 63.81 | 62.59 | 59.98 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 1132.62B | 1083.49B | 1070.62B | 1045.57B | 995.42B |
| 不良與核銷 | 6.73B | 6.21B | 6.32B | 6.46B | 5.44B |
| 資本充足率 | 13.70% | 13.50% | 13.20% | 13.20% | 13.20% |
| 撥備覆蓋率 | 80.74% | 81.70% | 83.10% | 79.71% | 83.80% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 8.30B | -34.97B | -4.11B | 3.62B | -866.37M |
| 投資現金流 | -19.63B | 12.46B | -27.44B | -23.06B | -11.12B |
| 融資現金流 | 18.59B | 23.93B | 22.25B | 2.84B | 21.52B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.70

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
1.64加元 | 2026-04-23 | 2026-04-23 | 2026-05-22 |
| 1股派息 
1.64加元 | 2026-01-26 | 2026-01-26 | 2026-02-24 |
| 1股派息 
1.54加元 | 2025-10-27 | 2025-10-27 | 2025-11-24 |