---
title: "桑坦德銀行 (SAN.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/SAN.US/norm.md"
symbol: "SAN.US"
name: "桑坦德銀行"
parent: "https://longbridge.com/zh-HK/quote/SAN.US.md"
datetime: "2026-05-20T04:34:42.390Z"
locales:
  - [en](https://longbridge.com/en/quote/SAN.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/SAN.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/SAN.US/norm.md)
---

# 桑坦德銀行 (SAN.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.4121 | 0.2695 | 0.2514 | - | 0.2325 |
| ROE | 12.99% | 12.57% | 11.63% | - | 11.46% |
| 營業收入 | 13.94B | 14.69B | 13.11B | - | 12.58B |
| 凈利潤 | 6.06B | 4.23B | 3.94B | - | 3.51B |
| 凈息差 | - | - | - | - | - |
| 利息與非息 | 12.73B | 12.86B | 12.24B | - | 11.59B |
| 貸款損失準備 | 17.59B | 18.45B | 16.46B | - | 15.87B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 2127.69B | 2193.46B | 2158.63B | 2125.59B | 1997.38B |
| 權益乘數 | 16.50 | 16.56 | 16.75 | 16.66 | 16.70 |
| 每股凈資產 | 8.36 | 8.26 | 8.00 | 7.76 | 7.27 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 1279.69B | 1295.31B | 1281.02B | 1264.06B | 1245.67B |
| 不良與核銷 | 39.47B | 40.40B | 37.11B | 39.09B | 36.90B |
| 資本充足率 | - | 13.46% | - | 12.98% | - |
| 撥備覆蓋率 | 66.08% | 61.52% | 66.54% | 61.95% | 64.96% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | -21.43B | -8.24B | -12.22B | - | -19.61B |
| 投資現金流 | 5.08B | 263.10M | 1.02B | - | -563.97M |
| 融資現金流 | -4.74B | -4.33B | -2.88B | - | -4.24B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 1.70

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.145962美元 | 2026-05-04 | 2026-05-04 | 2026-05-08 |
| 1股派息 
0.132273美元 | 2025-10-31 | 2025-10-31 | 2025-11-06 |
| 1股派息 
0.12408美元 | 2025-04-30 | 2025-04-30 | 2025-05-07 |