---
title: "Stellar Bancorp (STEL.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/STEL.US/norm.md"
symbol: "STEL.US"
name: "Stellar Bancorp"
parent: "https://longbridge.com/zh-HK/quote/STEL.US.md"
datetime: "2026-03-14T06:57:07.478Z"
locales:
  - [en](https://longbridge.com/en/quote/STEL.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/STEL.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/STEL.US/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/STEL.US/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/STEL.US/norm.md)


# Stellar Bancorp (STEL.US) — 財務報表

## 損益表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| EPS | 0.5119 | 0.5000 | 0.5100 | 0.4600 | 0.4697 |
| ROE | 6.30% | 6.31% | 6.56% | 6.14% | 6.24% |
| Revenue | 103.76M | 105.33M | 103.04M | 101.13M | 107.05M |
| Net income | 26.15M | 25.67M | 26.35M | 24.70M | 25.21M |
| NIM | - | 4.20% | 4.18% | 4.20% | - |
| Structure | 103.38M | 100.64M | 98.33M | 99.26M | 102.96M |
| Provision | 108.89M | 105.63M | 104.13M | 104.76M | 107.99M |

## 資產負債表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| A&L | 10.81B | 10.63B | 10.49B | 10.43B | 10.91B |
| Leverage | 6.48 | 6.43 | 6.54 | 6.48 | 6.78 |
| BVPS | 32.78 | 32.27 | 31.20 | 30.89 | 30.09 |
| Turnover | - | - | - | - | - |
| Dpt & ln | 9.02B | 8.82B | 8.67B | 8.56B | 9.13B |
| NPL | 52.55M | 46.25M | 50.51M | 54.52M | 37.21M |
| Capital ratio | 14.18% | 14.43% | 14.06% | 14.03% | 14.14% |
| Coverage | 159.15% | 170.65% | 164.67% | 153.61% | 217.83% |

## 現金流量表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| Operating CF | 13.30M | 63.63M | 25.76M | -5.68M | 3.88M |
| Investing CF | -478.74M | 24.91M | -41.77M | 147.38M | 113.52M |
| Financing CF | 156.44M | 61.81M | 33.55M | -492.34M | 277.60M |
| Free CF | - | - | - | - | - |

## 分紅方案

**股息率**: 1.61

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| Cash Dividend: 
0.15USD | 2026-03-16 | 2026-03-16 | 2026-03-31 |
| Cash Dividend: 
0.15USD | 2025-12-15 | 2025-12-15 | 2025-12-31 |
| Cash Dividend: 
0.14USD | 2025-09-15 | 2025-09-15 | 2025-09-30 |