---
title: "Truist Financial (TFC.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/TFC.US/norm.md"
symbol: "TFC.US"
name: "Truist Financial"
parent: "https://longbridge.com/zh-HK/quote/TFC.US.md"
datetime: "2026-05-19T15:14:41.208Z"
locales:
  - [en](https://longbridge.com/en/quote/TFC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/TFC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/TFC.US/norm.md)
---

# Truist Financial (TFC.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.09 | 1.00 | 1.04 | 0.9000 | 0.8700 |
| ROE | 9.21% | 8.59% | 9.09% | 8.02% | 7.94% |
| 營業收入 | 4.67B | 4.73B | 4.75B | 4.50B | 4.44B |
| 凈利潤 | 1.38B | 1.29B | 1.35B | 1.18B | 1.16B |
| 凈息差 | 3.02% | - | 3.01% | 3.02% | 3.01% |
| 利息與非息 | 3.60B | 3.70B | 3.63B | 3.59B | 3.51B |
| 貸款損失準備 | 5.15B | 5.25B | 5.19B | 4.99B | 4.90B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 548.98B | 547.54B | 543.85B | 543.83B | 535.90B |
| 權益乘數 | 8.55 | 8.40 | 8.28 | 8.39 | 8.29 |
| 每股凈資產 | 47.60 | 47.74 | 46.70 | 45.70 | 44.85 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 404.08B | 400.40B | 394.91B | 406.12B | 403.74B |
| 不良與核銷 | 1.72B | 1.58B | 1.57B | 1.26B | 1.56B |
| 資本充足率 | 10.80% | 10.80% | 11.00% | 11.00% | 11.30% |
| 撥備覆蓋率 | 292.04% | 318.96% | 317.50% | 387.89% | 311.18% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 679.00M | 2.58B | 1.50B | 914.00M | 746.00M |
| 投資現金流 | -1.94B | -4.79B | -3.63B | -7.71B | -1.63B |
| 融資現金流 | 1.08B | 1.74B | -2.46B | 6.07B | 3.29B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 4.43

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.52美元 | 2026-05-08 | 2026-05-08 | 2026-06-01 |
| 1股派息 
0.52美元 | 2026-02-13 | 2026-02-13 | 2026-03-02 |
| 1股派息 
0.52美元 | 2025-11-14 | 2025-11-14 | 2025-12-01 |