---
title: "聯合銀行 (UBSI.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/UBSI.US/norm.md"
symbol: "UBSI.US"
name: "聯合銀行"
parent: "https://longbridge.com/zh-HK/quote/UBSI.US.md"
datetime: "2026-05-21T09:37:48.036Z"
locales:
  - [en](https://longbridge.com/en/quote/UBSI.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/UBSI.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/UBSI.US/norm.md)
---

# 聯合銀行 (UBSI.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.8885 | 0.9091 | 0.9200 | 0.8470 | 0.5900 |
| ROE | 9.03% | 9.40% | 9.65% | 9.02% | 6.53% |
| 營業收入 | 308.80M | 311.62M | 311.22M | 300.11M | 260.51M |
| 凈利潤 | 124.01M | 128.54M | 130.46M | 120.45M | 84.12M |
| 凈息差 | 3.80% | - | 3.80% | 3.81% | 3.69% |
| 利息與非息 | 282.51M | 287.46M | 280.12M | 274.54M | 260.06M |
| 貸款損失準備 | 316.58M | 318.39M | 323.32M | 306.00M | 289.61M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 33.71B | 33.66B | 33.41B | 32.78B | 32.79B |
| 權益乘數 | 6.14 | 6.12 | 6.13 | 6.11 | 6.17 |
| 每股凈資產 | 39.74 | 39.38 | 38.67 | 37.89 | 37.28 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 27.12B | 27.06B | 26.88B | 26.34B | 26.36B |
| 不良與核銷 | 102.83M | 101.47M | 116.87M | 68.27M | 69.78M |
| 資本充足率 | 13.27% | 13.40% | 13.40% | 13.42% | 13.26% |
| 撥備覆蓋率 | 291.34% | 293.22% | 256.74% | 451.11% | 444.89% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 160.86M | 138.92M | 150.64M | 89.36M | 119.98M |
| 投資現金流 | -304.11M | -222.72M | -402.77M | -255.15M | -18.67M |
| 融資現金流 | -93.96M | 107.33M | 456.16M | -129.71M | 216.63M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.48

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.38美元 | 2026-06-12 | 2026-06-12 | 2026-07-01 |
| 1股派息 
0.38美元 | 2026-03-13 | 2026-03-13 | 2026-04-01 |
| 1股派息 
0.38美元 | 2025-12-12 | 2025-12-12 | 2026-01-02 |