---
title: "United Community Banks (UCB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/UCB.US/norm.md"
symbol: "UCB.US"
name: "United Community Banks"
parent: "https://longbridge.com/zh-HK/quote/UCB.US.md"
datetime: "2026-05-20T09:16:01.809Z"
locales:
  - [en](https://longbridge.com/en/quote/UCB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/UCB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/UCB.US/norm.md)
---

# United Community Banks (UCB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.6900 | 0.7059 | 0.7000 | 0.6300 | 0.5784 |
| ROE | 9.18% | 9.50% | 9.68% | 8.85% | 8.22% |
| 營業收入 | 265.66M | 264.73M | 268.94M | 248.42M | 232.26M |
| 凈利潤 | 83.74M | 85.89M | 86.14M | 76.72M | 69.43M |
| 凈息差 | 3.65% | - | 3.58% | 3.50% | 3.36% |
| 利息與非息 | 232.76M | 237.93M | 233.63M | 225.53M | 212.02M |
| 貸款損失準備 | 276.51M | 278.39M | 276.85M | 260.24M | 247.68M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 28.18B | 28.00B | 28.14B | 28.09B | 27.87B |
| 權益乘數 | 7.71 | 7.70 | 7.82 | 7.77 | 7.96 |
| 每股凈資產 | 30.54 | 30.17 | 29.59 | 29.03 | 28.55 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 24.03B | 23.80B | 24.02B | 23.96B | 23.76B |
| 不良與核銷 | 96.71M | 91.10M | 96.44M | 80.45M | 91.34M |
| 資本充足率 | 13.40% | 13.44% | 13.44% | 13.34% | 13.29% |
| 撥備覆蓋率 | 215.48% | 230.99% | 223.75% | 269.10% | 232.08% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 69.28M | 65.47M | 123.09M | 96.84M | 98.63M |
| 投資現金流 | -45.54M | -50.16M | -19.56M | 159.72M | -56.58M |
| 融資現金流 | 73.65M | -232.99M | -65.06M | -318.31M | 74.79M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.05

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.25美元 | 2026-06-15 | 2026-06-15 | 2026-07-03 |
| 1股派息 
0.25美元 | 2026-03-13 | 2026-03-13 | 2026-04-03 |
| 1股派息 
0.25美元 | 2025-12-15 | 2025-12-15 | 2026-01-05 |