---
title: "美國合眾銀行 (USB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/USB.US/norm.md"
symbol: "USB.US"
name: "美國合眾銀行"
parent: "https://longbridge.com/zh-HK/quote/USB.US.md"
datetime: "2026-05-20T15:56:37.246Z"
locales:
  - [en](https://longbridge.com/en/quote/USB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/USB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/USB.US/norm.md)
---

# 美國合眾銀行 (USB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.18 | 1.26 | 1.22 | 1.11 | 1.03 |
| ROE | 12.55% | 13.68% | 13.62% | 12.85% | 12.21% |
| 營業收入 | 6.68B | 6.76B | 6.73B | 6.47B | 6.39B |
| 凈利潤 | 1.84B | 1.97B | 1.89B | 1.73B | 1.60B |
| 凈息差 | 2.77% | - | 2.75% | 2.66% | 2.72% |
| 利息與非息 | 4.26B | 4.28B | 4.22B | 4.05B | 4.09B |
| 貸款損失準備 | 7.26B | 7.34B | 7.30B | 6.97B | 6.93B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 701.00B | 692.35B | 695.36B | 686.37B | 676.49B |
| 權益乘數 | 10.58 | 10.55 | 10.90 | 11.09 | 11.17 |
| 每股凈資產 | 37.94 | 37.54 | 36.32 | 35.06 | 34.15 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 528.18B | 522.22B | 526.15B | 518.72B | 512.52B |
| 不良與核銷 | 1.49B | 1.55B | 1.61B | 1.64B | 1.69B |
| 資本充足率 | 10.80% | 10.80% | 10.90% | 10.70% | 10.80% |
| 撥備覆蓋率 | 513.84% | 491.60% | 469.38% | 460.42% | 450.09% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 1.34B | 2.84B | 3.39B | 2.03B | -308.00M |
| 投資現金流 | -5.35B | -16.85B | 230.00M | -1.37B | -2.55B |
| 融資現金流 | 5.67B | -6.44B | 5.21B | 7.13B | -3.90B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 3.78

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.52美元 | 2026-03-31 | 2026-03-31 | 2026-04-15 |
| 1股派息 
0.52美元 | 2025-12-31 | 2025-12-31 | 2026-01-15 |
| 1股派息 
0.52美元 | 2025-09-30 | 2025-09-30 | 2025-10-15 |