---
title: "USCB Financial (USCB.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/USCB.US/norm.md"
symbol: "USCB.US"
name: "USCB Financial"
parent: "https://longbridge.com/zh-HK/quote/USCB.US.md"
datetime: "2026-03-09T21:41:32.484Z"
locales:
  - [en](https://longbridge.com/en/quote/USCB.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/USCB.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/USCB.US/norm.md)
---

> 支持的語言: [English](https://longbridge.com/en/quote/USCB.US/norm.md) | [简体中文](https://longbridge.com/zh-CN/quote/USCB.US/norm.md)


# USCB Financial (USCB.US) — 財務報表

## 損益表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 0.0700 | 0.4500 | 0.4000 | 0.3800 | 0.3372 |
| ROE | 2.56% | 16.23% | 14.26% | 13.91% | 12.87% |
| 營業收入 | 17.55M | 24.85M | 23.37M | 22.15M | 21.95M |
| 凈利潤 | 1.36M | 8.94M | 8.14M | 7.66M | 6.90M |
| 凈息差 | 3.27% | 3.14% | 3.28% | 3.10% | - |
| 利息與非息 | 22.21M | 21.27M | 21.03M | 19.11M | 19.36M |
| 貸款損失準備 | 18.03M | 24.96M | 24.40M | 22.83M | 22.98M |

## 資產負債表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 2.79B | 2.77B | 2.72B | 2.68B | 2.58B |
| 權益乘數 | 12.85 | 13.24 | 11.74 | 11.89 | 11.98 |
| 每股凈資產 | 11.97 | 11.55 | 11.53 | 11.23 | 10.81 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 2.35B | 2.46B | 2.34B | 2.31B | 2.17B |
| 不良與核銷 | 3.14M | 1.31M | 1.37M | 4.16M | 2.71M |
| 資本充足率 | 10.92% | 12.73% | 12.45% | 12.41% | 12.10% |
| 撥備覆蓋率 | 812.62% | 1905.65% | 1825.26% | 595.28% | 889.18% |

## 現金流量表 (USD)

| 指標 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 | Q4 2024 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | - | 20.15M | 18.04M | 14.63M | -3.05M |
| 投資現金流 | - | -44.22M | -85.52M | -72.16M | -50.89M |
| 融資現金流 | - | 26.07M | 24.31M | 78.48M | 92.49M |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.32

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.125美元 | 2026-02-17 | 2026-02-17 | 2026-03-05 |
| 1股派息 
0.1美元 | 2025-11-14 | 2025-11-14 | 2025-12-05 |
| 1股派息 
0.1美元 | 2025-08-15 | 2025-08-15 | 2025-09-05 |