---
title: "富國銀行 (WFC.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/WFC.US/norm.md"
symbol: "WFC.US"
name: "富國銀行"
parent: "https://longbridge.com/zh-HK/quote/WFC.US.md"
datetime: "2026-05-20T10:05:33.235Z"
locales:
  - [en](https://longbridge.com/en/quote/WFC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WFC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WFC.US/norm.md)
---

# 富國銀行 (WFC.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.60 | 1.62 | 1.66 | 1.60 | 1.39 |
| ROE | 12.21% | 12.43% | 12.99% | 12.76% | 11.43% |
| 營業收入 | 20.31B | 20.25B | 20.75B | 19.82B | 19.22B |
| 凈利潤 | 5.00B | 5.11B | 5.34B | 5.21B | 4.62B |
| 凈息差 | 2.47% | - | 2.61% | 2.68% | 2.67% |
| 利息與非息 | 12.10B | 12.33B | 11.95B | 11.71B | 11.49B |
| 貸款損失準備 | 21.45B | 21.29B | 21.44B | 20.82B | 20.15B |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 2205.75B | 2148.63B | 2062.93B | 1981.27B | 1950.31B |
| 權益乘數 | 12.23 | 11.74 | 11.27 | 10.83 | 10.66 |
| 每股凈資產 | 53.21 | 53.19 | 52.25 | 51.08 | 49.82 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 1454.94B | 1426.21B | 1367.36B | 1340.70B | 1361.73B |
| 不良與核銷 | 8.47B | 8.20B | 7.61B | 7.76B | 7.98B |
| 資本充足率 | 10.29% | 10.61% | 10.99% | 11.13% | 11.09% |
| 撥備覆蓋率 | 163.70% | 168.24% | 180.51% | 179.98% | 175.85% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 9.14B | 4.12B | -869.00M | -11.22B | -11.04B |
| 投資現金流 | -55.57B | -85.57B | -82.86B | 8.05B | -27.51B |
| 融資現金流 | 47.10B | 81.53B | 63.12B | 20.12B | 12.82B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.41

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.45美元 | 2026-05-08 | 2026-05-08 | 2026-06-01 |
| 1股派息 
0.45美元 | 2026-02-06 | 2026-02-06 | 2026-03-01 |
| 1股派息 
0.45美元 | 2025-11-07 | 2025-11-07 | 2025-12-01 |
