---
title: "Wintrust Financial (WTFC.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/WTFC.US/norm.md"
symbol: "WTFC.US"
name: "Wintrust Financial"
parent: "https://longbridge.com/zh-HK/quote/WTFC.US.md"
datetime: "2026-06-10T11:02:37.350Z"
locales:
  - [en](https://longbridge.com/en/quote/WTFC.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/WTFC.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/WTFC.US/norm.md)
---

# Wintrust Financial (WTFC.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 3.22 | 3.15 | 2.78 | 2.78 | 2.69 |
| ROE | 12.71% | 12.76% | 11.62% | 11.99% | 12.02% |
| 營業收入 | 682.78M | 686.10M | 675.55M | 648.15M | 618.38M |
| 凈利潤 | 219.02M | 214.66M | 188.91M | 188.54M | 182.05M |
| 凈息差 | 3.56% | - | 3.50% | 3.54% | 3.56% |
| 利息與非息 | 579.02M | 583.87M | 567.01M | 546.69M | 526.47M |
| 貸款損失準備 | 712.37M | 713.68M | 697.32M | 670.38M | 642.34M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 72.16B | 71.14B | 69.63B | 68.98B | 65.87B |
| 權益乘數 | 9.78 | 9.80 | 9.88 | 9.55 | 9.98 |
| 每股凈資產 | 103.10 | 102.03 | 98.87 | 95.43 | 92.47 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 58.91B | 57.72B | 56.71B | 55.82B | 53.57B |
| 不良與核銷 | 182.75M | 185.81M | 162.63M | 188.84M | 172.39M |
| 資本充足率 | 10.40% | 10.30% | 10.20% | 10.00% | 10.10% |
| 撥備覆蓋率 | 213.76% | 204.13% | 237.73% | 207.40% | 219.39% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 927.18M | 251.66M | 209.78M | 329.16M | 119.75M |
| 投資現金流 | -1.87B | -1.51B | -739.96M | -2.95B | -973.37M |
| 融資現金流 | 1.02B | 1.16B | 400.08M | 2.70B | 1.01B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 1.35

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.55美元 | 2026-05-14 | 2026-05-14 | 2026-05-28 |
| 1股派息 
0.55美元 | 2026-02-05 | 2026-02-05 | 2026-02-19 |
| 1股派息 
0.5美元 | 2025-11-06 | 2025-11-06 | 2025-11-20 |