---
title: "齊昂銀行 (ZION.US) — 財務報表"
type: "Symbol"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/quote/ZION.US/norm.md"
symbol: "ZION.US"
name: "齊昂銀行"
parent: "https://longbridge.com/zh-HK/quote/ZION.US.md"
datetime: "2026-05-21T21:57:37.964Z"
locales:
  - [en](https://longbridge.com/en/quote/ZION.US/norm.md)
  - [zh-CN](https://longbridge.com/zh-CN/quote/ZION.US/norm.md)
  - [zh-HK](https://longbridge.com/zh-HK/quote/ZION.US/norm.md)
---

# 齊昂銀行 (ZION.US) — 財務報表

## 損益表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 每股收益 | 1.56 | 1.76 | 1.48 | 1.63 | 1.13 |
| ROE | 12.77% | 14.89% | 13.08% | 15.07% | 10.84% |
| 營業收入 | 856.00M | 885.00M | 812.00M | 839.00M | 777.00M |
| 凈利潤 | 229.00M | 259.00M | 218.00M | 241.00M | 167.00M |
| 凈息差 | 3.27% | - | 3.28% | 3.17% | 3.10% |
| 利息與非息 | 662.00M | 683.00M | 672.00M | 648.00M | 624.00M |
| 貸款損失準備 | 849.00M | 891.00M | 861.00M | 838.00M | 795.00M |

## 資產負債表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 資產與負債 | 87.96B | 88.99B | 88.53B | 88.89B | 87.99B |
| 權益乘數 | 12.06 | 12.39 | 12.90 | 13.48 | 13.91 |
| 每股凈資產 | 49.16 | 48.18 | 46.05 | 44.24 | 42.43 |
| 資產周轉率 | - | - | - | - | - |
| 存款與貸款 | 76.91B | 75.64B | 74.88B | 73.80B | 75.69B |
| 不良與核銷 | 279.00M | 315.00M | 319.00M | 308.00M | 305.00M |
| 資本充足率 | 11.60% | 11.50% | 11.30% | 11.00% | 10.80% |
| 撥備覆蓋率 | 239.07% | 215.24% | 212.85% | 224.03% | 228.52% |

## 現金流量表 (USD)

| 指標 | Q1 2026 | Q4 2025 | Q3 2025 | Q2 2025 | Q1 2025 |
| --- | --- | --- | --- | --- | --- |
| 經營現金流 | 423.00M | 518.00M | 438.00M | -62.00M | 179.00M |
| 投資現金流 | 428.00M | -651.00M | 359.00M | -631.00M | 1.66B |
| 融資現金流 | -873.00M | 45.00M | -806.00M | 640.00M | -1.66B |
| 自由現金流 | - | - | - | - | - |

## 分紅方案

**股息率**: 2.91

### 分紅歷史

| 描述 | 登記日 | 除息日 | 付息日 |
|-------------|-------------|---------|--------------|
| 1股派息 
0.45美元 | 2026-05-14 | 2026-05-14 | 2026-05-21 |
| 1股派息 
0.45美元 | 2026-02-12 | 2026-02-12 | 2026-02-19 |
| 1股派息 
0.45美元 | 2025-11-13 | 2025-11-13 | 2025-11-20 |