---
type: "Topics"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/topics/38891215.md"
description: "A suggestion for freelancers in the East who pay social security:Only pay medical insurance, not pension insurance. Use the money originally intended for pension contributions to invest in US stocks regularly.When you retire at 63, I think you'll come back to thank me."
datetime: "2026-02-25T18:05:10.000Z"
locales:
  - [en](https://longbridge.com/en/topics/38891215.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/38891215.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/38891215.md)
author: "[浩浩小课堂](https://longbridge.com/zh-HK/profiles/19784218.md)"
---

> 支持的語言: [English](https://longbridge.com/en/topics/38891215.md) | [简体中文](https://longbridge.com/zh-CN/topics/38891215.md)


# A suggestion for freelancers in the East who pay s…