---
type: "Topics"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/topics/39733741.md"
description: "After talking today, I finally realized how lucrative Hong Kong insurance referral agents are!!! FFFLast year, Hong Kong insurance orders exploded. A cross-border wealth management influencer in Shenzhen earned over 100 million in referral income, and it's said that those making tens of millions are just small fry.Before October last year, referral agents could get up to 60% of the first-year premium from the person they referred. That means if you pay 100,000 HKD annually, the referral agent takes 60,000.The key point is there's no barrier to entry. Anyone from the mainland can do it. Just sign a contract with a Hong Kong brokerage firm and start recruiting people.Hong Kong insurance was already hot. Even someone with 1,000 followers on Xiaohongshu could acquire thousands of customers per month.Because it was so profitable, it became chaotic. Later, the Hong Kong government required referral fees to be cut in half, but it's still 30%."
datetime: "2026-04-06T16:47:40.000Z"
locales:
  - [en](https://longbridge.com/en/topics/39733741.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/39733741.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/39733741.md)
author: "[浩浩小课堂](https://longbridge.com/zh-HK/profiles/19784218.md)"
---

> 支持的語言: [English](https://longbridge.com/en/topics/39733741.md) | [简体中文](https://longbridge.com/zh-CN/topics/39733741.md)


# After talking today, I finally realized how lucrat…