---
type: "Topics"
locale: "zh-HK"
url: "https://longbridge.com/zh-HK/topics/42250024.md"
description: "$Circle(CRCL.US)Some critical limitations for stablecoin• Negligible retail-payments adoption of Stablecoins today• Lack of consumer value proposition• Functional equivalence to debit, not credit• Current limitations on merchant infrastructure• Regulation and Trust• Retail media and distribution一些關鍵的侷限性：目前，穩定幣在零售支付領域的應用幾乎可以忽略不計。缺乏對消費者的價值主張功能上等同於借記，而非貸記商家基礎設施目前存在的侷限性監管與信任零售媒體與分銷"
datetime: "2026-06-26T15:28:13.000Z"
locales:
  - [en](https://longbridge.com/en/topics/42250024.md)
  - [zh-CN](https://longbridge.com/zh-CN/topics/42250024.md)
  - [zh-HK](https://longbridge.com/zh-HK/topics/42250024.md)
author: "[粉红色菠萝](https://longbridge.com/zh-HK/profiles/21204666.md)"
---

# $Circle(CRCL.US)Some critical limitations for stab…


### 相關股票

- [CRCL.US](https://longbridge.com/zh-HK/quote/CRCL.US.md)