ICICI Bank Achieves Modest Loan Growth in Q1 FY2025

Summary

ICICI Bank’s domestic loans saw modest growth in Q1FY26 due to global uncertainties and competition in low-yield segments. Management is cautiously optimistic about demand recovery, aided by recent monetary easing. They noted a shift in corporate borrower profiles and expect growth in unsecured retail loans. As of June 30, 2025, total advances reached Rs 13.64 lakh crore, with deposits growing 12.8% year-on-year. The bank’s CASA ratio remains healthy at 38.7%, while the capital adequacy ratio slightly decreased to 16.31%. Money Control

Impact Analysis

1. Business Overview Analysis: