The top ten products with the highest surrender rates, including Manulife Sinochem Critical Illness Insurance, Fosun Pramerica High School Education Gold Whole Life Insurance, and HSBC Wealth Treasure Whole Life Insurance Deluxe Edition, made the list
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The top ten products with the highest surrender rates involve products such as Ruihua Xiangrui Bao critical illness insurance, Fosun Bao Dexin additional high school education endowment insurance, and HSBC Huicai Bao comprehensive insurance distinguished edition. A high surrender rate may indicate insufficient product competitiveness or a decrease in market confidence, prompting the company to review product design and service quality. Surrenders can impact the company's cash flow tightness and may also affect daily operations and solvency. Insurance companies should take measures to stabilize customer base and market position
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