State-owned banks have started to lower the interest rates on existing housing loans. ICBC, CCB, ABC, and BOC have already announced their plans
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State-owned major banks such as ICBC, CCB, ABC, and Bank of China have officially started the work of lowering the interest rates on existing housing loans, and plan to release specific implementation details on October 12, 2024, aiming to complete the adjustment by October 31. This measure is intended to reduce residents' financing costs and respond to the initiative of market interest rate pricing self-discipline mechanism
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