In the year, consumer finance companies frequently issued financial bonds, with a total scale exceeding 50 billion yuan

As the year-end approaches, the bond issuance wave by consumer finance companies continues. According to Wind Information, as of December 27, 11 consumer finance companies have issued more than 30 financial bonds this year, with a total scale exceeding 50 billion yuan. Overall, the maturity of these financial bonds is mostly three years, and the coupon rates for financing do not exceed 3%, with an average coupon rate of 2.3%. Among them, the coupon rate of the sixth financial bond issued by ZhaoLian Consumer Finance Co., Ltd. in 2024 has reached a new low of 1.99%, indicating a continuous downward trend in the financing costs of the consumer finance market