Think It's Too Late to Buy SoFi? Here's the Biggest Reason There's Still Time.
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SoFi (SOFI) has seen a 137% increase in stock price over the past six months, and there are compelling reasons to consider investing now. The company has experienced a 35% year-over-year growth in its user base and has significant potential in credit cards and student loan refinancing. SoFi has turned profitable and expects substantial EPS growth. With nearly enough deposits to fund its loan book, a decrease in deposit costs due to potential Fed rate cuts could enhance profit margins. Investors may want to explore SoFi before rates decline further.
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