Wintrust Financial Pref Share WTFCP 6.875 Perp 07/15/25 E | 10-Q: FY2025 Q1 EPS: USD 2.69

EPS: As of FY2025 Q1, the actual value is USD 2.69.

EBIT: As of FY2025 Q1, the actual value is USD 253.06 M.

Community Banking Segment

• Net Interest Income: $526,474 for the three months ended March 31, 2025, compared to $464,194 for the same period in 2024.
• Provision for Credit Losses: $23,963 for the three months ended March 31, 2025, compared to $21,673 for the same period in 2024.
• Non-Interest Income: $116,634 for the three months ended March 31, 2025, compared to $140,580 for the same period in 2024.
• Non-Interest Expense: $366,090 for the three months ended March 31, 2025, compared to $333,145 for the same period in 2024.
• Net Income: $189,039 for the three months ended March 31, 2025, compared to $187,294 for the same period in 2024.

Specialty Finance Segment

• Premium Finance Receivables: Property & Casualty loans totaled $7,239,862 as of March 31, 2025, compared to $7,272,042 as of December 31, 2024.
• Life Insurance Loans: $8,365,140 as of March 31, 2025, compared to $8,147,145 as of December 31, 2024.

Wealth Management Segment

• Wealth Management Deposits: $1,408,790 as of March 31, 2025, compared to $1,469,064 as of December 31, 2024.

Cash Flow

• Net Cash Provided by Operating Activities: $119,754 for the three months ended March 31, 2025, compared to $71,125 for the same period in 2024.
• Net Cash Used for Investing Activities: -$973,374 for the three months ended March 31, 2025, compared to -$1,419,170 for the same period in 2024.
• Net Cash Provided by Financing Activities: $1,011,363 for the three months ended March 31, 2025, compared to $1,304,467 for the same period in 2024.

Future Outlook and Strategy

• Core Business Focus: The company plans to continue focusing on its core banking operations, with an emphasis on expanding its loan portfolio and increasing deposits.
• Non-Core Business: There are no significant plans for divestitures or emerging segments mentioned in the report.