Revenue: As of FY2025 Q1, the actual value is USD 19.97 M.EPS: As of FY2025 Q1, the actual value is USD 0.79.EBIT: As of FY2025 Q1, the actual value is USD 5.632 M.<h3>Banking Operations</h3><ul><li>Interest Income: $19,963 thousand for the three months ended March 31, 2025.</li><li>Interest Expense: $5,785 thousand for the three months ended March 31, 2025.</li><li>Net Interest Income: $14,178 thousand for the three months ended March 31, 2025.</li><li>Provision for Credit Losses: $268 thousand for the three months ended March 31, 2025.</li><li>Noninterest Income: $3,487 thousand for the three months ended March 31, 2025.</li><li>Salaries and Employee Benefits: $6,466 thousand for the three months ended March 31, 2025.</li><li>Occupancy Expense: $2,018 thousand for the three months ended March 31, 2025.</li></ul><h3>CBRES</h3><ul><li>Appraisal Management Fee Income: $3,042 thousand for the three months ended March 31, 2025.</li><li>Appraisal Management Fee Expense: $2,419 thousand for the three months ended March 31, 2025.</li><li>Salaries and Employee Benefits: $220 thousand for the three months ended March 31, 2025.</li><li>Occupancy Expense: $10 thousand for the three months ended March 31, 2025.</li></ul><h3>Other</h3><ul><li>Interest Income: $7 thousand for the three months ended March 31, 2025.</li><li>Interest Expense: $241 thousand for the three months ended March 31, 2025.</li><li>Net Income (Loss): -$318 thousand for the three months ended March 31, 2025.</li></ul><h3>Consolidated</h3><ul><li>Net Interest Income: $13,944 thousand for the three months ended March 31, 2025.</li><li>Provision for Credit Losses: $268 thousand for the three months ended March 31, 2025.</li><li>Net Income: $4,345 thousand for the three months ended March 31, 2025.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company aims to maintain high levels of balance sheet liquidity, manage interest rate exposures, and actively monitor asset quality to minimize risks from unforeseen economic trends.</li><li>Non-Core Business: The company has authorized a stock repurchase program of up to $3.0 million, which may be made periodically based on market conditions and other factors.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $5,924 thousand for the three months ended March 31, 2025.</li><li>Net Cash Provided by Investing Activities: $6,410 thousand for the three months ended March 31, 2025.</li><li>Net Cash Provided by Financing Activities: $30,920 thousand for the three months ended March 31, 2025.</li></ul>

Peoples Bancorp of North Carolina | 10-Q: FY2025 Q1 Revenue: USD 19.97 M