EPS: As of FY2025 Q1, the actual value is USD 0.71.<h3>Commercial Banking</h3><ul><li>Net Interest Income (FTE): $552 million for Q1 2025, down from $663 million in Q1 2024.</li><li>Provision for Credit Losses: $80 million for Q1 2025, up from $71 million in Q1 2024.</li><li>Noninterest Income: $311 million for Q1 2025, down from $325 million in Q1 2024.</li><li>Noninterest Expense: $511 million for Q1 2025, up from $490 million in Q1 2024.</li><li>Income Before Income Taxes (FTE): $262 million for Q1 2025, down from $427 million in Q1 2024.</li></ul><h3>Consumer and Small Business Banking</h3><ul><li>Net Interest Income: $975 million for Q1 2025, down from $1,152 million in Q1 2024.</li><li>Provision for Credit Losses: $84 million for Q1 2025, unchanged from Q1 2024.</li><li>Noninterest Income: $281 million for Q1 2025, up from $267 million in Q1 2024.</li><li>Noninterest Expense: $650 million for Q1 2025, down from $653 million in Q1 2024.</li><li>Income Before Income Taxes: $522 million for Q1 2025, down from $685 million in Q1 2024.</li></ul><h3>Wealth and Asset Management</h3><ul><li>Net Interest Income: $49 million for Q1 2025, down from $59 million in Q1 2024.</li><li>Noninterest Income: $109 million for Q1 2025, up from $102 million in Q1 2024.</li><li>Noninterest Expense: $106 million for Q1 2025, up from $103 million in Q1 2024.</li><li>Income Before Income Taxes: $52 million for Q1 2025, down from $58 million in Q1 2024.</li></ul><h3>General Corporate and Other</h3><ul><li>Net Interest Income (FTE): Increased by $350 million for Q1 2025 compared to Q1 2024.</li><li>Provision for Credit Losses: $10 million for Q1 2025 compared to a benefit of $61 million in Q1 2024.</li><li>Noninterest Income: Decreased by $13 million for Q1 2025 compared to Q1 2024.</li><li>Noninterest Expense: Decreased by $62 million for Q1 2025 compared to Q1 2024.</li></ul><h3>Future Outlook</h3><ul><li>The Bancorp expects net interest margin to modestly increase over the next several quarters driven by loan growth, fixed-rate asset repricing, and continued liability cost management, assuming the FOMC continues its easing cycle.</li><li>The Bancorp’s qualitative adjustments resulted in a net increase to the ACL as of March 31, 2025, primarily driven by a qualitative increase in the ACL for the commercial portfolio segment.</li></ul>

Fifth Third Bancorp Depositary Shs B Ser A Repr 1/40 6 % Perp Pfd Registered Shs B Ser A | 10-Q: FY2025 Q1 EPS: USD 0.71