<span item_type="fundamental" item_id="a4958198d6e0a71802425203b9ac5ab4" counter_id="ST/US/PKBK" env="prod"></span><span item_type="announcement" item_id="513521945935683201" env="prod"></span><p>EPS: As of FY2025 Q1, the actual value is USD 0.65.</p><p>EBIT: As of FY2025 Q1, the actual value is USD 10.3 M.</p><p></p><h3>Community Banking Segment</h3><h4>Net Interest Income</h4><ul><li>Net interest income for the first quarter of 2025 was $16.6 million, an increase of $2.5 million or 18.2% compared to $14.1 million for the first quarter of 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h4>Provision for Credit Losses</h4><ul><li>The provision for credit losses was $0.6 million for the three months ended March 31, 2025, compared to $0.2 million for the same period in 2024, an increase of $0.4 million.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h4>Non-Interest Income</h4><ul><li>Non-interest income decreased to $0.8 million for the three months ended March 31, 2025, from $1.1 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h4>Non-Interest Expense</h4><ul><li>Non-interest expense remained unchanged at $6.5 million for the three months ended March 31, 2025, compared to the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h4>Net Income</h4><ul><li>Net income available to common shareholders for the first quarter of 2025 was $7.8 million, an increase of $1.6 million or 26.5% compared to $6.1 million for the same period last year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h4>Cash Flow</h4><ul><li>Net cash provided by operating activities was $7.0 million for the three months ended March 31, 2025, compared to $8.4 million for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li><li>Net cash used in investing activities was $13.1 million for the three months ended March 31, 2025, compared to cash provided of $3.6 million in the same period last year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li><li>Net cash used in financing activities was $6.4 million for the three months ended March 31, 2025, compared to $21.2 million in the same period last year.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li>The Company focuses on growing customers, loans, deposits, and revenue while improving profitability and managing risk, expenses, and capital.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li><li>The Company aims to maintain capital at an amount commensurate with its risk profile and risk tolerance objectives, meeting both regulatory and market expectations.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1315399/000131539925000046/pkbk-20250331.htm"></span></li></ul>

Parke Bancorp | 10-Q: FY2025 Q1 EPS: USD 0.65