EPS: As of FY2025 Q1, the actual value is USD 0.85, beating the estimate of USD 0.8317.EBIT: As of FY2025 Q1, the actual value is USD 18.85 K.<h3>Segment Revenue</h3><ul><li>Interest and Dividend Income: Total interest and dividend income for the three months ended March 31, 2025, was $74,684, compared to $71,767 for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Interest Income: Net interest income for the three months ended March 31, 2025, was $50,292, compared to $44,182 for the same period in 2024.</li><li>Provision for Credit Losses: Provision for credit losses was $2,722 for the three months ended March 31, 2025, compared to $1,000 for the same period in 2024.</li><li>Net Income: Net income for the three months ended March 31, 2025, was $15,041, compared to $14,068 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: Net cash provided by operating activities for the three months ended March 31, 2025, was $21,680, compared to $12,639 for the same period in 2024.</li><li>Net Cash Used in Investing Activities: Net cash used in investing activities for the three months ended March 31, 2025, was - $57,817, compared to $5,289 provided in 2024.</li><li>Net Cash Provided by Financing Activities: Net cash provided by financing activities for the three months ended March 31, 2025, was $83,772, compared to - $162,009 used in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The allowance for credit losses as of March 31, 2025, was $45,824, compared to $43,267 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on maintaining strong credit quality and managing interest rate risk effectively.</li><li>Non-Core Business: There are no specific plans related to non-core business segments mentioned in the report.</li></ul>

Equity Bancshare | 10-Q: FY2025 Q1 EPS Beats Estimate at USD 0.85