Revenue: As of FY2025 Q1, the actual value is USD 15.88 K.EPS: As of FY2025 Q1, the actual value is USD 0.04.EBIT: As of FY2025 Q1, the actual value is USD 522.<h3>Commercial Lines</h3><ul><li>Gross Written Premiums: $2.0 million, a decrease of 84.0% from $12.8 million in the first quarter of 2024.</li><li>Net Written Premiums: -$1.6 million, a decrease of 119.4% from $8.3 million in the first quarter of 2024.</li><li>Net Earned Premiums: $1.3 million, a decrease of 84.9% from $8.8 million in the first quarter of 2024.</li><li>Net Losses and LAE: $1.5 million, with a calendar year loss ratio of 113.1%.</li></ul><h3>Personal Lines</h3><ul><li>Gross Written Premiums: $14.1 million, an increase of 22.3% from $11.6 million in the first quarter of 2024.</li><li>Net Written Premiums: $12.4 million, an increase of 75.2% from $7.1 million in the first quarter of 2024.</li><li>Net Earned Premiums: $9.0 million, an increase of 11.1% from $8.1 million in the first quarter of 2024.</li><li>Net Losses and LAE: $7.8 million, with a calendar year loss ratio of 86.3%.</li></ul><h3>Total Underwriting</h3><ul><li>Net Earned Premiums: $10.3 million, a decrease of 38.9% from $16.9 million in the first quarter of 2024.</li><li>Net Losses and LAE: $9.3 million, a decrease of 11.8% from $10.5 million in the first quarter of 2024.</li><li>Underwriting Loss: -$4.2 million compared to a gain of $0.6 million in the first quarter of 2024.</li></ul><h3>Corporate</h3><ul><li>Net Investment Income: $1.3 million, a decrease of 16.6% from $1.5 million in the first quarter of 2024.</li><li>Net Realized Investment Gains: $3, compared to $0 in the first quarter of 2024.</li><li>Change in Fair Value of Equity Securities: -$192, compared to $43 in the first quarter of 2024.</li><li>Interest Expense: $541, a decrease of 38.3% from $877 in the first quarter of 2024.</li></ul><h3>Outlook</h3>The company plans to focus on increasing the RBC ratio of CIC above 200% by not paying intercompany service fees in 2025 and potentially entering into a quota share agreement with its homeowners book of business. Additional contributions to CIC may be necessary to achieve this target.

CNFRZ

CONIFER HLDGS INC 9.75% NTS 30/09/28 USD25 | 10-Q: FY2025 Q1 Revenue: USD 15.88 K