EPS: As of FY2025 Q2, the actual value is USD 1.85.EBIT: As of FY2025 Q2, the actual value is USD 79.72 M.<h3>Segment Revenue</h3><ul><li>Net Interest Income: $121.3 million for the second quarter of 2025, compared to $109.9 million for the same period in 2024.</li><li>Noninterest Income: $48.0 million for the second quarter of 2025, compared to $43.9 million for the same period in 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $62.3 million for the second quarter of 2025, compared to $50.6 million for the same period in 2024.</li><li>Provision for Credit Losses on Loans: $1.2 million for the second quarter of 2025, compared to $3.4 million for the same period in 2024.</li><li>Noninterest Expense: $88.2 million for the second quarter of 2025, compared to $85.3 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Total Assets: $14.0 billion as of June 30, 2025, an increase of $491.5 million from December 31, 2024.</li><li>Total Deposits: $12.1 billion as of June 30, 2025, an increase of $337.6 million from December 31, 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Net Interest Margin: 3.75% for the second quarter of 2025, virtually unchanged from 3.76% for the same period in 2024.</li><li>Allowance for Credit Losses to Total Loans: 1.19% as of June 30, 2025, down from 1.24% at December 31, 2024.</li></ul><h3>Outlook / Guidance</h3><ul><li>BancFirst Corporation anticipates closing the American Bank of Oklahoma acquisition in the third quarter, expanding its service to Collinsville and Skiatook communities.</li><li>The company is positioned to adapt to potential changes in short-term rates by the Federal Reserve in the latter half of the year.</li><li>Despite encouraging recent economic data, the longer-term outlook is uncertain due to global trade policy evolution and geopolitical risks.</li></ul>

BFC CAPITAL TRUST 11 PRF 31/03/2034 USD25 | 8-K: FY2025 Q2 EPS: USD 1.85