<span item_type="fundamental" item_id="b9e2c4ee6bc2d5368b3cb8b6523f2d34" counter_id="ST/US/EFSCP" env="prod"></span><span item_type="announcement" item_id="543282265911005313" env="prod"></span><p>EPS: As of FY2025 Q2, the actual value is USD 1.36.</p><p>EBIT: As of FY2025 Q2, the actual value is USD 64.19 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Net Interest Income</strong>: $152.8 million for Q2 2025, an increase of $5.2 million from the linked quarter and $12.2 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li><strong>Noninterest Income</strong>: $20.6 million for Q2 2025, an increase of $2.1 million from the linked quarter and $5.1 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: $51.4 million for Q2 2025, an increase of $1.4 million from the linked quarter and $5.9 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li><strong>Return on Average Assets (ROAA)</strong>: 1.30% for Q2 2025, consistent with the linked quarter and up from 1.25% in the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li><strong>Return on Average Tangible Common Equity (ROATCE)</strong>: 13.84% for Q2 2025, compared to 14.02% in the linked quarter and 13.77% in the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Provision for Credit Losses</strong>: $3.5 million for Q2 2025, compared to $5.2 million in the linked quarter and $4.8 million in the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Total Loans</strong>: $11.4 billion at June 30, 2025, an increase of $110.1 million from the linked quarter and $408.8 million from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li><strong>Total Deposits</strong>: $13.3 billion at June 30, 2025, an increase of $283.1 million from the linked quarter and $1.0 billion from the prior year quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>The company expects continued growth in net interest income and net interest margin, driven by organic loan growth and strategic investment in the securities portfolio. The company also anticipates maintaining strong asset quality and capital ratios, with a focus on managing credit risk and optimizing deposit costs.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/ex991financialstatementsan.htm"></span></li><li>The company anticipates continued growth in revenue and assets, with a focus on loan and deposit growth, liquidity, and credit management. They also expect to enhance stockholder value through strategic acquisitions and efficient integration of these operations.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1025835/000102583525000119/q22025efscearningsreleas.htm"></span></li></ul>

Enterprise Financial Pref Share EFSCP 5 Perp 12/15/26 | 8-K: FY2025 Q2 EPS: USD 1.36