ACGLO 5.45 P12/31/49 F | 8-K: FY2025 Q2 Revenue: USD 4.337 B

Revenue: As of FY2025 Q2, the actual value is USD 4.337 B.

EPS: As of FY2025 Q2, the actual value is USD 3.23.

EBIT: As of FY2025 Q2, the actual value is USD 1.411 B.

Gross Premiums Written: $2,681 million, up 27.5% from $2,102 million in Q2 2024.
Net Premiums Written: $2,036 million, up 30.7% from $1,558 million in Q2 2024.
Net Premiums Earned: $1,969 million, up 33.2% from $1,478 million in Q2 2024.
Underwriting Income: $129 million, up 18.3% from $109 million in Q2 2024.
Loss Ratio: 59.8%, up from 57.3% in Q2 2024.
Underwriting Expense Ratio: 33.6%, down from 35.3% in Q2 2024.
Combined Ratio: 93.4%, up from 92.6% in Q2 2024.

Gross Premiums Written: $3,196 million, up 8.7% from $2,941 million in Q2 2024.
Net Premiums Written: $2,059 million, up 5.8% from $1,947 million in Q2 2024.
Net Premiums Earned: $2,087 million, up 17.2% from $1,780 million in Q2 2024.
Underwriting Income: $451 million, up 23.2% from $366 million in Q2 2024.
Loss Ratio: 54.1%, down from 56.5% in Q2 2024.
Underwriting Expense Ratio: 24.4%, up from 23.0% in Q2 2024.
Combined Ratio: 78.5%, down from 79.5% in Q2 2024.

Gross Premiums Written: $323 million, down 5.0% from $340 million in Q2 2024.
Net Premiums Written: $253 million, down 8.3% from $276 million in Q2 2024.
Net Premiums Earned: $281 million, down 8.5% from $307 million in Q2 2024.
Underwriting Income: $238 million, down 17.1% from $287 million in Q2 2024.
Loss Ratio: -1.2%, up from -8.6% in Q2 2024.
Underwriting Expense Ratio: 16.4%, up from 16.0% in Q2 2024.
Combined Ratio: 15.2%, up from 7.4% in Q2 2024.

Net Investment Income: $405 million, up from $364 million in Q2 2024.
Net Realized Gains: $229 million, up from $122 million in Q2 2024.
Equity in Net Income of Investments: $162 million, down from $167 million in Q2 2024.
Net Foreign Exchange Losses: -$88 million, compared to gains of $1 million in Q2 2024.
Income Tax Expense: $214 million, up from $97 million in Q2 2024.

Gross premiums written: $6,196 million for the three months ended June 30, 2025, compared to $5,382 million for the same period in 2024, an increase of 15.1%.
Net premiums written: $4,348 million for the three months ended June 30, 2025, compared to $3,781 million for the same period in 2024, an increase of 15.0%.
Net premiums earned: $4,337 million for the three months ended June 30, 2025, compared to $3,565 million for the same period in 2024, an increase of 21.7%.

Net income available to Arch common shareholders: $1,227 million for the three months ended June 30, 2025, compared to $1,259 million for the same period in 2024, a decrease of 2.5%.
Underwriting income: $818 million for the three months ended June 30, 2025, compared to $762 million for the same period in 2024, an increase of 7.3%.
Loss ratio: 53.1% for the three months ended June 30, 2025, compared to 51.2% for the same period in 2024.
Acquisition expense ratio: 19.0% for the three months ended June 30, 2025, compared to 17.8% for the same period in 2024.
Other operating expense ratio: 9.1% for the three months ended June 30, 2025, compared to 9.7% for the same period in 2024.
Combined ratio: 81.2% for the three months ended June 30, 2025, compared to 78.7% for the same period in 2024.

Net cash provided by operating activities: $1,124 million for the three months ended June 30, 2025, compared to $1,518 million for the same period in 2024, a decrease of 26.0%.

Net investment income: $405 million for the three months ended June 30, 2025, compared to $364 million for the same period in 2024, an increase of 11.3%.
Net realized gains: $229 million for the three months ended June 30, 2025, compared to $122 million for the same period in 2024.

The company emphasizes its disciplined underwriting approach and dynamic capital management to consistently generate superior returns across market cycles.
The company expects continued growth in gross premiums written and net premiums written, driven by strong performance in the insurance and reinsurance segments.