<span item_type="fundamental" item_id="dd08c28f0ad4c6e02e5b6494731795ce" counter_id="ST/US/NYMTM" env="prod"></span><span item_type="announcement" item_id="544007752775042561" env="prod"></span><p>EPS: As of FY2025 Q2, the actual value is USD -0.04.</p><p>EBIT: As of FY2025 Q2, the actual value is USD 4.279 K.</p><p></p><h3>Net Loss</h3><ul><li>Net loss attributable to Company’s common stockholders: - $3,486 thousand.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Earnings Available for Distribution</h3><ul><li>Earnings available for distribution attributable to Company’s common stockholders: $20,024 thousand.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Interest Income and Expense</h3><ul><li>Interest income: $140,901 thousand.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Interest expense: $104,454 thousand.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Net interest income: $36,447 thousand.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Net interest spread: 1.50%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Book Value</h3><ul><li>Book value per common share at the end of the period: $9.11, a decrease of 2.77% quarter-over-quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li><li>Adjusted book value per common share at the end of the period: $10.26, a decrease of 1.63% quarter-over-quarter.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li></ul><h3>Economic Return</h3><ul><li>Economic return on book value: -0.64%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Economic return on adjusted book value: 0.29%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Dividends</h3><ul><li>Dividends per common share: $0.20.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Liquidity &amp; Financing</h3><ul><li>Excess liquidity capacity: $416 million, with available cash of $156 million and additional financing available of $260 million.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li><li>Company recourse leverage ratio: 3.8x.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li><li>Portfolio recourse leverage ratio: 3.6x.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li></ul><h3>Key Developments</h3><ul><li>Acquired approximately $503.7 million of Agency investments with an average coupon of 5.29% and $280.2 million in residential loans with an average gross coupon of 9.76%.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Issued $90.0 million in aggregate principal amount of 9.875% Senior Notes due 2030, with net proceeds of approximately $86.6 million after deducting expenses.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li><li>Completed a securitization of residential loans, resulting in approximately $345.9 million in net proceeds.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span></li></ul><h3>Outlook / Guidance</h3><ul><li>The acquisition of Constructive Loans, LLC is expected to accelerate NYMT’s expansion into residential business purpose lending, enhancing the company’s ability to meet the growing demand for non-agency credit and support a more diversified balance sheet.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/exhibit991q22025.htm"></span> The company anticipates continued growth of its portfolio, focusing on assets that offer attractive carry and stable convexity profiles. It remains committed to a balanced capital allocation strategy to stabilize returns amid market volatility in 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="2" url="https://www.sec.gov/Archives/edgar/data/1273685/000127368525000068/secondquarter2025supplem.htm"></span></li></ul>

NYMTM

New York Mortgage Pref Share NYMTM 7.875 Perp 01/15/25 E | 8-K: FY2025 Q2 EPS: USD -0.04