ACGLO 5.45 P12/31/49 F | 10-Q: FY2025 Q2 Revenue: USD 5.213 B

Revenue: As of FY2025 Q2, the actual value is USD 5.213 B.

EPS: As of FY2025 Q2, the actual value is USD 3.23.

EBIT: As of FY2025 Q2, the actual value is USD 1.411 B.

Insurance Segment

Gross Premiums Written: $2,681 million for Q2 2025, compared to $2,102 million for Q2 2024.
Net Premiums Earned: $1,969 million for Q2 2025, compared to $1,478 million for Q2 2024.
Losses and Loss Adjustment Expenses: $1,178 million for Q2 2025, compared to $848 million for Q2 2024.
Acquisition Expenses: $387 million for Q2 2025, compared to $288 million for Q2 2024.
Other Operating Expenses: $288 million for Q2 2025, compared to $233 million for Q2 2024.
Underwriting Income: $129 million for Q2 2025, compared to $109 million for Q2 2024.
Combined Ratio: 93.4% for Q2 2025, compared to 92.6% for Q2 2024.

Reinsurance Segment

Gross Premiums Written: $3,196 million for Q2 2025, compared to $2,941 million for Q2 2024.
Net Premiums Earned: $2,087 million for Q2 2025, compared to $1,780 million for Q2 2024.
Losses and Loss Adjustment Expenses: $1,128 million for Q2 2025, compared to $1,006 million for Q2 2024.
Acquisition Expenses: $436 million for Q2 2025, compared to $345 million for Q2 2024.
Other Operating Expenses: $118 million for Q2 2025, compared to $64 million for Q2 2024.
Underwriting Income: $451 million for Q2 2025, compared to $366 million for Q2 2024.
Combined Ratio: 78.5% for Q2 2025, compared to 79.5% for Q2 2024.

Mortgage Segment

Gross Premiums Written: $323 million for Q2 2025, compared to $340 million for Q2 2024.
Net Premiums Earned: $281 million for Q2 2025, compared to $307 million for Q2 2024.
Losses and Loss Adjustment Expenses: - $3 million for Q2 2025, compared to $27 million for Q2 2024.
Acquisition Expenses: $1 million for Q2 2025, compared to $0 million for Q2 2024.
Other Operating Expenses: $48 million for Q2 2025, compared to $49 million for Q2 2024.
Underwriting Income: $238 million for Q2 2025, compared to $287 million for Q2 2024.
Combined Ratio: 15.2% for Q2 2025, compared to 7.4% for Q2 2024.

Consolidated Metrics

Net Investment Income: $405 million for Q2 2025, compared to $364 million for Q2 2024.
Net Realized Gains (Losses): $229 million for Q2 2025, compared to $122 million for Q2 2024.
Equity in Net Income of Investments Accounted for Using the Equity Method: $162 million for Q2 2025, compared to $167 million for Q2 2024.
Other Income (Loss): $18 million for Q2 2025, compared to $8 million for Q2 2024.
Corporate Expenses: - $29 million for Q2 2025, compared to - $23 million for Q2 2024.
Transaction Costs and Other: - $18 million for Q2 2025, compared to - $18 million for Q2 2024.
Amortization of Intangible Assets: - $48 million for Q2 2025, compared to - $27 million for Q2 2024.
Interest Expense: - $38 million for Q2 2025, compared to - $35 million for Q2 2024.
Net Foreign Exchange Gains (Losses): - $88 million for Q2 2025, compared to $1 million for Q2 2024.
Income (Loss) Before Income Taxes and Income (Loss) from Operating Affiliates: $1,411 million for Q2 2025, compared to $1,321 million for Q2 2024.
Income Tax (Expense) Benefit: - $214 million for Q2 2025, compared to - $97 million for Q2 2024.
Income (Loss) from Operating Affiliates: $40 million for Q2 2025, compared to $45 million for Q2 2024.
Net Income (Loss) Available to Arch: $1,237 million for Q2 2025, compared to $1,269 million for Q2 2024.
Preferred Dividends: - $10 million for Q2 2025, compared to - $10 million for Q2 2024.
Net Income (Loss) Available to Arch Common Shareholders: $1,227 million for Q2 2025, compared to $1,259 million for Q2 2024.

Future Outlook and Strategy

The company continues to focus on enhancing its capabilities in the U.S. middle markets and entering new niche markets such as entertainment insurance. The acquisition of the U.S. MidCorp and Entertainment insurance business from Allianz is a key part of this strategy.