EPS: As of FY2025 Q2, the actual value is USD 0.22.EBIT: As of FY2025 Q2, the actual value is USD 173.09 M.<h3>Segment Revenue</h3><ul><li>Commercial and Industrial Loans: $10,870,036 as of June 30, 2025, compared to $9,931,400 as of December 31, 2024.</li><li>Commercial Real Estate Loans: $28,825,920 as of June 30, 2025, compared to $29,644,958 as of December 31, 2024.</li><li>Residential Mortgage Loans: $5,709,971 as of June 30, 2025, compared to $5,632,516 as of December 31, 2024.</li><li>Consumer Loans: $3,985,493 as of June 30, 2025, compared to $3,590,837 as of December 31, 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $133,167 for the three months ended June 30, 2025, compared to $70,424 for the same period in 2024.</li><li>Net Interest Income: $432,408 for the three months ended June 30, 2025, compared to $401,685 for the same period in 2024.</li><li>Provision for Credit Losses: $37,795 for the three months ended June 30, 2025, compared to $82,111 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $142,032 for the six months ended June 30, 2025, compared to $313,512 for the same period in 2024.</li><li>Net Cash Used in Investing Activities: - $1,156,594 for the six months ended June 30, 2025, compared to - $1,015,243 for the same period in 2024.</li><li>Net Cash Provided by Financing Activities: $310,854 for the six months ended June 30, 2025, compared to $819,579 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses for Loans: $579,500 as of June 30, 2025, compared to $558,850 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: Valley National Bancorp plans to continue focusing on its core lending segments, including commercial and industrial loans, commercial real estate, and residential mortgages, with an emphasis on maintaining credit quality and managing interest rate risk.</li><li>Non-Core Business: The company is evaluating potential divestitures and strategic alternatives for non-core assets to optimize its balance sheet and improve capital efficiency.</li></ul>

Valley National Bancorp Pref Share VLY 8.25 Perp 09/30/29 | 10-Q: FY2025 Q2 EPS: USD 0.22