<span item_type="fundamental" item_id="4cba143cc238a91a0e3f28f6a7cfd72f" counter_id="ST/US/FOACW" env="prod"></span><span item_type="announcement" item_id="548355665055646465" env="prod"></span><p>Revenue: As of FY2025 Q2, the actual value is USD 177.38 M.</p><p>EPS: As of FY2025 Q2, the actual value is USD 2.13.</p><p>EBIT: As of FY2025 Q2, the actual value is USD 81.96 M.</p><p></p><h3>Segment Revenue</h3><ul><li><strong>Retirement Solutions</strong>: Revenue for the three months ended June 30, 2025 was $62,347 thousand, compared to $47,154 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li><li><strong>Portfolio Management</strong>: Revenue for the three months ended June 30, 2025 was $130,375 thousand, compared to $41,276 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li></ul><h3>Operational Metrics</h3><ul><li><strong>Net Income</strong>: For the three months ended June 30, 2025, net income was $79,823 thousand, compared to a net loss of $5,124 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li><li><strong>Operating Margin</strong>: Operating margin for the three months ended June 30, 2025 was 46.2%, compared to 0.0% for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li></ul><h3>Cash Flow</h3><ul><li><strong>Operating Cash Flow</strong>: Net cash used in operating activities for the six months ended June 30, 2025 was - $188,555 thousand, compared to - $236,241 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li><li><strong>Free Cash Flow</strong>: Free cash flow was not explicitly stated, but net cash provided by investing activities was $183,472 thousand for the six months ended June 30, 2025.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li></ul><h3>Unique Metrics</h3><ul><li><strong>Fair Value Changes</strong>: Net fair value changes on loans and related obligations for the three months ended June 30, 2025 were $126,396 thousand, compared to $14,738 thousand for the same period in 2024.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li></ul><h3>Future Outlook and Strategy</h3><ul><li><strong>Core Business Focus</strong>: The company is focused on growing its core retirement solutions business, leveraging demographic and economic tailwinds to enhance and expand its suite of home equity-based financing solutions.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li><li><strong>Non-Core Business</strong>: The company plans to continue investing in its non-agency second lien reverse mortgage loan product, expanding its reach through marketing and digital efforts.<span class="superscript" item_id="0" item_type="announcement_file" value="1" url="https://www.sec.gov/Archives/edgar/data/1828937/000182893725000061/foa-20250630.htm"></span></li></ul>

FINANCE OF AMERICA COMPANIES INC C/WTS 08/04/2026 (TO PUR COM) | 10-Q: FY2025 Q2 Revenue: USD 177.38 M