First Citizens BancShares Second Quarter 2025 Earnings: EPS Beats Expectations

Simplywall
2025.08.12 16:25
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First Citizens BancShares reported its Q2 2025 earnings, with revenue at $2.26 billion, down 4.5% from Q2 2024, and net income at $561 million, a 19% decrease. The profit margin fell to 25%, and EPS was $42.38, down from $47.54. Despite these declines, EPS beat expectations by 8.3%. Revenue is projected to grow 3.0% annually over the next three years, compared to 7.7% for the US banking industry. The stock is down 1.9% over the past week, and the company may be undervalued based on various benchmarks.