EPS: As of FY2025 Q2, the actual value is USD 0.24.EBIT: As of FY2025 Q2, the actual value is USD 1.596 K.<h3>Bank Segment</h3><ul><li>Net Interest Income: $24,187 thousand for the six months ended June 30, 2025, compared to $23,656 thousand for the same period in 2024.</li><li>Provision for Credit Losses: $1,185 thousand for the six months ended June 30, 2025, compared to $341 thousand for the same period in 2024.</li><li>Noninterest Income: $7,096 thousand for the six months ended June 30, 2025, compared to $6,693 thousand for the same period in 2024.</li><li>Noninterest Expense: $25,811 thousand for the six months ended June 30, 2025, compared to $25,027 thousand for the same period in 2024.</li><li>Net Income: $3,400 thousand for the six months ended June 30, 2025, compared to $4,246 thousand for the same period in 2024.</li></ul><h3>Wealth Segment</h3><ul><li>Fiduciary and Asset Management Fees: $2,605 thousand for the six months ended June 30, 2025, compared to $2,321 thousand for the same period in 2024.</li></ul><h3>Parent Segment</h3><ul><li>Total Assets: $1,402,527 thousand as of June 30, 2025, compared to $1,450,570 thousand as of December 31, 2024.</li><li>Total Liabilities: $1,284,391 thousand as of June 30, 2025, compared to $1,336,600 thousand as of December 31, 2024.</li><li>Total Stockholders’ Equity: $118,136 thousand as of June 30, 2025, compared to $113,970 thousand as of December 31, 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: $3,829 thousand for the six months ended June 30, 2025, compared to $4,736 thousand for the same period in 2024.</li><li>Net Cash Provided by Investing Activities: $8,078 thousand for the six months ended June 30, 2025, compared to $33,248 thousand for the same period in 2024.</li><li>Net Cash Used in Financing Activities: - $51,273 thousand for the six months ended June 30, 2025, compared to - $26,045 thousand for the same period in 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on its core banking operations, including expanding its loan and deposit products, and enhancing its digital banking services.</li><li>Non-Core Business: The company is in the process of merging with TowneBank, which is expected to provide additional resources and opportunities for growth.</li><li>Priority: The merger with TowneBank is a key strategic priority, with the aim of leveraging combined resources to enhance service offerings and market presence.</li></ul>

Old Point Financial | 10-Q: FY2025 Q2 EPS: USD 0.24