<div id="readability-page-1"><div><h3>Key Insights</h3><ul> <li> Significantly high institutional ownership implies M&amp;T Bank's stock price is sensitive to their trading actions </li> <li> 51% of the business is held by the top 10 shareholders </li> <li>  Insiders have been selling lately  </li> </ul><p>We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free.</p><p> If you want to know who really controls M&amp;T Bank Corporation (NYSE:MTB), then you'll have to look at the makeup of its share registry.  With 89% stake, institutions possess the maximum shares in the company.   In other words, the group stands to gain the most (or lose the most) from their investment into the company. </p><p> Given the vast amount of money and research capacities at their disposal, institutional ownership tends to carry a lot of weight, especially with individual investors.  Hence, having a considerable amount of institutional money invested in a company is often regarded as a desirable trait.   </p><p> Let's take a closer look to see what the different types of shareholders can tell us about M&amp;T Bank. </p><p><span> View our latest analysis for M&amp;T Bank </span></p><figure><img height="245" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/272285-ownership-breakdown-1-dark-2/1758456008125?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="746" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/272285-ownership-breakdown-1-dark-2/1758456008125"/><figcaption>NYSE:MTB Ownership Breakdown September 21st 2025</figcaption></figure> <h2>What Does The Institutional Ownership Tell Us About M&amp;T Bank?</h2><p> Many institutions measure their performance against an index that approximates the local market. So they usually pay more attention to companies that are included in major indices. </p> <p> M&amp;T Bank already has institutions on the share registry. Indeed, they own a respectable stake in the company.  This can indicate that the company has a certain degree of credibility in the investment community. However, it is best to be wary of relying on the supposed validation that comes with institutional investors. They too, get it wrong sometimes.  When multiple institutions own a stock, there's always a risk that they are in a 'crowded trade'. When such a trade goes wrong, multiple parties may compete to sell stock fast. This risk is higher in a company without a history of growth. You can see M&amp;T Bank's historic earnings and revenue below, but keep in mind there's always more to the story. </p><figure><img height="1048" src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/272285-earnings-and-revenue-growth-1-dark-2/1758456009626?x-oss-process=image/auto-orient,1/interlace,1/resize,w_1440,h_1440/quality,q_95/format,jpg" width="1642" original-src="https://imageproxy.pbkrs.com/https://images.simplywall.st/asset/chart/272285-earnings-and-revenue-growth-1-dark-2/1758456009626"/><figcaption>NYSE:MTB Earnings and Revenue Growth September 21st 2025</figcaption></figure> <p> Institutional investors own over 50% of the company, so together than can probably strongly influence board decisions.    Hedge funds don't have many shares in M&amp;T Bank.      The company's largest shareholder is The Vanguard Group, Inc., with ownership of 12%.       In comparison, the second and third largest shareholders hold about 8.1% and 6.4% of the stock.   </p> <p> We also observed that the top 10 shareholders account for more than half of the share register, with a few smaller shareholders to balance the interests of the larger ones to a certain extent.   </p> <p> Researching institutional ownership is a good way to gauge and filter a stock's expected performance. The same can be achieved by studying analyst sentiments.   Quite a few analysts cover the stock, so you could look into forecast growth quite easily.  </p><h2>Insider Ownership Of M&amp;T Bank</h2><p> The definition of company insiders can be subjective and does vary between jurisdictions. Our data reflects individual insiders, capturing board members at the very least.  Company management run the business, but the CEO will answer to the board, even if he or she is a member of it. </p><p> I generally consider insider ownership to be a good thing. However, on some occasions it makes it more difficult for other shareholders to hold the board accountable for decisions. </p> <p> Our most recent data indicates that insiders own less than 1% of M&amp;T Bank Corporation.   It is a very large company, so it would be surprising to see insiders own a large proportion of the company. Though their holding amounts to less than 1%, we can see that board members collectively own US$124m worth of shares (at current prices).  It is good to see board members owning shares, but it might be worth checking if those insiders have been buying.  </p> <h2>General Public Ownership</h2><p> The general public, who are usually individual investors, hold a 10% stake in M&amp;T Bank.   This size of ownership, while considerable, may not be enough to change company policy if the decision is not in sync with other large shareholders. </p> <h2>Next Steps:</h2><p> It's always worth thinking about the different groups who own shares in a company. But to understand M&amp;T Bank better, we need to consider many other factors.    Case in point: We've spotted  <strong> 1 warning sign for M&amp;T Bank</strong>  you should be aware of.    </p> <p> But ultimately <strong> it is the future</strong>, not the past, that will determine how well the owners of this business will do. Therefore we think it advisable to take a look at this free report showing whether analysts are predicting a brighter future. </p> <p><small>NB: Figures in this article are calculated using data from the last twelve months, which refer to the 12-month period ending on the last date of the month the financial statement is dated. This may not be consistent with full year annual report figures.</small></p></div></div>

<p>M&T Bank Corporation (NYSE:MTB) has significant institutional ownership, with 89% of shares held by institutions, indicating that the stock price is sensitive to their trading actions. The top 10 shareholders own 51% of the company, with The Vanguard Group being the largest shareholder at 12%. Insider ownership is low, at less than 1%, while the general public holds 10%. This concentration of ownership suggests that institutional investors can strongly influence board decisions, but it also poses risks if they engage in a crowded trade.</p>

M&T Bank Corporation (NYSE:MTB) is favoured by institutional owners who hold 89% of the company