Revenue: As of FY2025 Q3, the actual value is USD 126.53 M.EPS: As of FY2025 Q3, the actual value is USD 0.94, beating the estimate of USD 0.8633.EBIT: As of FY2025 Q3, the actual value is USD -31.97 M.<h3>Segment Revenue</h3><ul><li>Net Interest Income: $75,725,000 for Q3 2025, an increase of $2,570,000 or 4% from Q2 2025, and an increase of $27,131,000 or 56% from Q3 2024.</li><li>Non-Interest Income: $18,429,000 for Q3 2025, an increase of $1,696,000 or 10% from Q2 2025, and an increase of $4,628,000 or 34% from Q3 2024.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: $35,074,000 for Q3 2025, an increase of 12% from Q2 2025 and 32% from Q3 2024.</li><li>Efficiency Ratio: 49.26% for Q3 2025, down from 51.25% in Q2 2025 and 56.15% in Q3 2024.</li><li>Net Interest Margin: 4.06% for Q3 2025, up from 3.92% in Q2 2025 and 3.47% in Q3 2024.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: Not explicitly detailed in the reference.</li><li>Free Cash Flow: Not explicitly detailed in the reference.</li></ul><h3>Unique Metrics</h3><ul><li>Loan Portfolio: Total loans increased by $39.3 million or 3% on an annualized basis from June 30, 2025, and by $1.718 billion from September 30, 2024.</li><li>Deposits: Total deposits increased by $59.8 million or 3% on an annualized basis from June 30, 2025, and by $1.743 billion from September 30, 2024.</li></ul><h3>Outlook / Guidance</h3><ul><li>The company is optimistic about long-term growth potential due to a normalizing yield curve and strong diversified organic growth.</li><li>The integration of the Heartland Bank acquisition is progressing well, contributing to the company’s momentum.</li><li>The company remains committed to growth in Indiana, Kentucky, and Ohio communities, supported by a strong community presence and disciplined growth approach.</li></ul>

German American Bancorp | 8-K: FY2025 Q3 Revenue: USD 126.53 M