Axos Financial (AX) Reports Earnings Tomorrow: What To Expect

Digital banking company Axos Financial will be reporting earnings this Thursday after the bell. Here’s what you need to know. Axos Financial beat analysts’ revenue expectations by 3.4% last quarter, reporting revenues of $321.4 million, up 10.5% year on year. It was a strong quarter for the company, with a solid beat of analysts’ revenue estimates and a beat of analysts’ EPS estimates. Is Axos Financial a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members.This quarter, analysts are expecting Axos Financial’s revenue to be flat year on year at $319.1 million, slowing from the 30.5% increase it recorded in the same quarter last year. Adjusted earnings are expected to come in at $1.88 per share. Analysts covering the company have generally reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Axos Financial has only missed Wall Street’s revenue estimates once over the last two years, exceeding top-line expectations by 7.9% on average. Looking at Axos Financial’s peers in the regional banks segment, some have already reported their Q3 results, giving us a hint as to what we can expect. Customers Bancorp delivered year-on-year revenue growth of 38.5%, beating analysts’ expectations by 7%, and UMB Financial reported revenues up 67%, topping estimates by 3.6%. Customers Bancorp traded up 7% following the results. Read our full analysis of Customers Bancorp’s results here and UMB Financial’s results here.Debates around the economy’s health and the impact of potential tariffs and corporate tax cuts have caused much uncertainty in 2025. While some of the regional banks stocks have shown solid performance in this choppy environment, the group has generally underperformed, with share prices down 3.4% on average over the last month. Axos Financial is down 6.5% during the same time and is heading into earnings with an average analyst price target of $103.50 (compared to the current share price of $80.65).Today’s young investors won’t have read the timeless lessons in Gorilla Game: Picking Winners In High Technology because it was written more than 20 years ago when Microsoft and Apple were first establishing their supremacy. But if we apply the same principles, then enterprise software stocks leveraging their own generative AI capabilities may well be the Gorillas of the future. So, in that spirit, we are excited to present our Special Free Report on a profitable, fast-growing enterprise software stock that is already riding the automation wave and looking to catch the generative AI next. StockStory is growing and hiring equity analyst and marketing roles. Are you a 0 to 1 builder passionate about the markets and AI? See the open roles here.