OP Bancorp reports $6.7 million net income for Q3 2025
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OP Bancorp reported a net income of $6.7 million for Q3 2025, an increase from $6.3 million in Q2. Diluted earnings per share rose to $0.45, with a return on assets of 1.0% and return on equity of 12.4%. The net interest margin improved to 3.3%, and total assets grew by 2% to $2.61 billion. Gross loans increased by 4% to $2.15 billion, while total deposits rose by 1% to $2.27 billion. The company maintained a Common Equity Tier 1 ratio of 10.9% and paid a quarterly cash dividend of $0.12 per share.
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