Revenue: As of FY2025 Q3, the actual value is USD 93.47 M.EPS: As of FY2025 Q3, the actual value is USD 0.69, missing the estimate of USD 0.72.EBIT: As of FY2025 Q3, the actual value is USD -33.5 M.<h3>Segment Revenue and Operational Metrics</h3><ul><li>Interest Income: Total interest income for the nine months ended September 30, 2025, was $235.3 million, compared to $228.1 million for the same period in 2024.</li><li>Net Interest Income: For the nine months ended September 30, 2025, net interest income was $178.8 million, an increase from $155.9 million in the same period of 2024.</li><li>Net Income: The net income for the nine months ended September 30, 2025, was $54.6 million, compared to $42.1 million for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Operating Cash Flow: Net cash provided by operating activities for the nine months ended September 30, 2025, was $76.9 million, compared to $64.2 million for the same period in 2024.</li><li>Investing Cash Flow: Net cash used in investing activities was - $27.8 million for the nine months ended September 30, 2025, compared to net cash provided by investing activities of $26.6 million for the same period in 2024.</li><li>Financing Cash Flow: Net cash used in financing activities was - $120.2 million for the nine months ended September 30, 2025, compared to - $286.6 million for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses (ACL): The ACL on loans as of September 30, 2025, was $60.4 million, compared to $59.2 million as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company continues to focus on maintaining a strong balance sheet and managing credit risk effectively. The strategic emphasis is on enhancing net interest income and managing operating expenses to improve profitability.</li><li>Non-Core Business: There is no specific mention of non-core business strategies or divestitures in the provided data.</li></ul>

Central Pacific Financial | 10-Q: FY2025 Q3 Revenue: USD 93.47 M