Pathfinder Bancorp Posts Q3 Net Income of $626,000

Pathfinder Bancorp Inc. reported net income attributable to common shareholders of $626,000, or $0.10 per diluted share, for the third quarter of 2025. This compares to net income of $31,000, or less than $0.01 per diluted share, in the second quarter of 2025, and a net loss attributable to common shareholders of $4.6 million, or $0.75 per share, in the third quarter of 2024. The company highlighted ongoing efforts to mitigate credit risk, enhance asset quality, and expand its core deposit base in the Oswego and Onondaga county markets. As of September 30, 2025, Pathfinder Bancorp had an available additional funding capacity of $138.3 million with the Federal Home Loan Bank of New York and additional unused credit lines totaling $53.3 million. On September 29, 2025, the Board of Directors declared a cash dividend of $0.10 per share for holders of both voting common and non-voting common stock. Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Pathfinder Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-25-258539), on October 30, 2025, and is solely responsible for the information contained therein. © Copyright 2025 - Public Technologies (PUBT) Original Document: here