Revenue: As of FY2025 Q3, the actual value is USD 375.04 M.EPS: As of FY2025 Q3, the actual value is USD 0.63, beating the estimate of USD 0.6013.EBIT: As of FY2025 Q3, the actual value is USD -66.84 M.<h3>Segment Revenue</h3><ul><li>Commercial Real Estate Loans: Non-farm/non-residential loans amounted to $5,494,492, construction/land development loans were $2,709,197, and agricultural loans were $331,301 as of September 30, 2025.</li><li>Residential Real Estate Loans: Residential 1-4 family loans totaled $2,142,375, and multifamily residential loans were $716,595 as of September 30, 2025.</li><li>Consumer Loans: Total consumer loans were $1,233,523 as of September 30, 2025.</li><li>Commercial and Industrial Loans: These loans amounted to $2,100,268 as of September 30, 2025.</li></ul><h3>Operational Metrics</h3><ul><li>Net Income: For the nine months ended September 30, 2025, net income was $357,216, compared to $301,677 for the same period in 2024.</li><li>Provision for Credit Losses: The provision for credit losses on loans was $9,700 for the nine months ended September 30, 2025, compared to $31,700 for the same period in 2024.</li></ul><h3>Cash Flow</h3><ul><li>Net Cash Provided by Operating Activities: For the nine months ended September 30, 2025, net cash provided by operating activities was $310,576, compared to $385,540 for the same period in 2024.</li><li>Net Cash Used in Investing Activities: For the nine months ended September 30, 2025, net cash used in investing activities was $192,384, compared to $128,962 for the same period in 2024.</li></ul><h3>Unique Metrics</h3><ul><li>Allowance for Credit Losses: The allowance for credit losses was $285,649 as of September 30, 2025, compared to $275,880 as of December 31, 2024.</li></ul><h3>Future Outlook and Strategy</h3><ul><li>Core Business Focus: The company plans to continue focusing on maintaining strong credit quality and managing interest rate risk effectively. It aims to leverage its existing market presence to drive growth in core banking services.</li><li>Non-Core Business: There is no specific mention of non-core business strategies or divestitures in the provided content.</li></ul>

Home Bancshare | 10-Q: FY2025 Q3 Revenue: USD 375.04 M